Elia Felgines
Carlsbad,CA
Summary
Junior Loan Processor with experience in mortgage operations and
compliance. Proficient in document collection, loan submissions, and
verification processes, with a strong understanding of Loan Estimates and
Closing Disclosures. Experienced in utilizing Loan Origination Systems to
facilitate efficient communication with brokers, lenders, and underwriters.
Committed to delivering high-quality client service while ensuring
adherence to regulatory standards.
Overview
4
4
years of professional experience
Work History
Junior Loan Processor
PGS Home Loans
Carlsbad, CA
10.2024 - Current
- Assisted processors with document collection, verification, and compliance review (income, assets, credit, ID).
- Communicated with clients, brokers, and lenders to gather information and resolve inquiries.
- Reviewed Loan Estimates (LE), Closing Disclosures (CD), and fee sheets for accuracy.
- Entered and maintained loan data in LOS platforms (Encompass, Calyx).
- Coordinated with loan officers, underwriters, and title companies to ensure smooth workflow.
- Supported disclosure packages, lock confirmations, and compliance with TRID regulations.
- Monitored loan status to ensure timely submissions, locks, and disclosures.
Host
Vigilucci's Restaurant Group
Carlsbad, CA
08.2024 - 05.2025
- Managed reservations and seating to optimize guest experience.
- Delivered attentive customer service and coordinated with staff for timely service.
- Maintained a clean, organized dining environment.
Stylist
Francesca's Boutique
Carlsbad, CA
01.2022 - 01.2024
- Delivered personalized styling and guest engagement.
- Trained and mentored team members on product knowledge and merchandising standards.
- Supported promotional campaigns and maintained boutique presentation.
Education
High School Diploma -
San Marcos High School
San Marcos, CA06-2024
Skills
- Self-motivated
- Proactive
- Communication skills
- Interpersonal abilities
- Quick learner
- Adaptability
- Collaboration
- Social skills
Languages
French
Native/ Bilingual
Timeline
Junior Loan Processor
PGS Home Loans
10.2024 - Current
Host
Vigilucci's Restaurant Group
08.2024 - 05.2025
Stylist
Francesca's Boutique
01.2022 - 01.2024
High School Diploma -
San Marcos High School