Experienced Mortgage Loan Officer with 5+ years of ability built from 2004-2009 in residential lending. Skilled in FHA, Conventional, Alt-A, Subprime, USDA, Jumbo and Construction to Permanent loan origination, credit analysis, compliance, and refinance optimization. Recognized for exceeding production goals, and guiding clients through the complete mortgage process with professionalism and care. Expanded knowledge into insurance and retirement planning, bringing a consultative, relationship-driven approach to client acquisition and retention. Now looking to reapply mortgage lending knowledge to help clients achieve their homeownership and refinancing goals.