Summary
Overview
Work History
Education
Skills
Timeline
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Ellen Grunzig

Reading,PA

Summary

Dedicated and loyal Credit Analyst with a background in reviewing credit bureau reports and communicating with commercial clients. Knowledgeable in credit approvals and limits. Offering a successful career history comprising more than 34 years.

Handles highest portfolio is $86m. with minimal bad debts written off

Dedicated Credit professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.

Proficient in BaaN, SAP and Excel.

BaaN Superuser, "Go-To" person in department

Earned Supervisor certificate

Completed D & B Financial Statement Analysis Courses

Prepare Monthly Bad Debt schedules

Process all Manual Credits, including Scrap and Manual Invoices

Overview

34
34
years of professional experience

Work History

Credit & Collections Senior Analyst

EnerSys
Reading, PA
08.2001 - Current
  • Made decisions and recommendations about extending lines of credit.
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
  • Deputized for credit manager while role was vacant (twice)
  • Managed Cash Application dept. during Credit manager vacancy
  • Performed credit reviews on corporations to assess financial conditions. Handles $86m in receivables
  • Complied with internal controls and government regulations.
  • Improved understanding of financial statements, which helped in assessing risk.
  • Minimized accounts receivable collections and reconciled customer billings and statements.
  • Reviewed customer files on regular basis to make sure receivables were in sound condition.
  • Carried out day-day-day duties accurately and efficiently.
  • Quickly learned new skills and applied them to daily tasks, improving efficiency and productivity.
  • Demonstrated respect, friendliness and willingness to help wherever needed.
  • Performed duties in accordance with applicable standards, policies and regulatory guidelines to promote safe working environment.
  • Maintained energy and enthusiasm in fast-paced environment.
  • Proved successful working within tight deadlines and fast-paced atmosphere.
  • Used critical thinking to break down problems, evaluate solutions and make decisions.
  • Offered friendly and efficient service to customers, handled challenging situations with ease.
  • Developed and maintained courteous and effective working relationships.

Lead Credit Analyst

Enersys
Reading, PA
08.2000 - 08.2001
  • Assessed credit risk and analyzed financial statements.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Made decisions and recommendations about extending lines of credit.
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Placed customer accounts on hold due to past due payments.
  • Contacted customers and requested financial documentation.
  • Complied with internal controls and government regulations.
  • Improved understanding of financial statements, which helped in assessing risk.
  • Minimized accounts receivable collections and reconciled customer billings and statements to decrease DSO 15%
  • Reviewed customer files on regular basis to make sure receivables were in sound condition.

Accounts Receivable Manager

SUPERVALU INC. Grocery Supply Chain Service
Reading, PA
07.1988 - 08.2000
  • 5Prepared bills receivable, invoices and bank deposits.
  • Posted customer payments by recording cash, checks and credit card transactions.
  • Verified discrepancies and resolved clients' billing issues
  • Processed incoming payments in accordance with established financial policies.
  • Reconciled daily AR ledger and verified proper posting.
  • Performed routine closings, maintained clean, accurate and accessible records and kept close eye on transaction updates throughout each quarter.
  • Managed department of Accounts receivable Clerks
  • Oversaw high-volume accounting operations with 5-person team focused on efficient budget administration, AP/AR and other financial management needs

Education

Bachelor of Science - Special Education

Bloomsburg University of Pennsylvania
Bloomsburg, PA
08.1987

Skills

  • Financial statements expertise
  • High risk account reviews
  • Credit risk
  • Proficient in Baan and SAP
  • Credit decisions
  • Critical Thinking
  • Attention to Detail
  • Team building
  • Good Telephone Etiquette
  • Excellent Communication
  • Decision Making
  • Teamwork and Collaboration

Timeline

Credit & Collections Senior Analyst

EnerSys
08.2001 - Current

Lead Credit Analyst

Enersys
08.2000 - 08.2001

Accounts Receivable Manager

SUPERVALU INC. Grocery Supply Chain Service
07.1988 - 08.2000

Bachelor of Science - Special Education

Bloomsburg University of Pennsylvania

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Ellen Grunzig