Insurance professional with extensive experience in risk assessment and policy evaluation. Known for thorough analysis and sound judgment in underwriting decisions. Valued team member who consistently achieves results through collaboration and adaptability, leveraging strong analytical and communication skills.
Overview
34
34
years of professional experience
Work History
Underwriter
Local Government Insurance Trust
Hanover, MD
05.2001 - 07.2022
Effective management skills necessary to direct, train and motivate clients to minimize potential risk exposures.
Led Renewal and Loss Prevention Workshops based on loss experience trends.
Evaluated client’s risk exposures to determine appropriate Scope of Coverage terms and conditions consistent with underwriting guidelines.
Mentored associate underwriters on complex projects and compliance with underwriting standards.
Collaborated with clients to develop customized insurance packages, meeting specific client needs.
Implemented continuous improvement program for underwriting department, enhancing team performance.
Enhanced risk assessment accuracy by implementing advanced data analytics tools.
Led team in developing new underwriting platform, significantly improving data accessibility.
Conducted thorough market research to inform risk selection and pricing strategies, aligning with company objectives.
Assessed potential risks of emerging markets, enabling company to expand its portfolio strategically.
Optimized underwriting guidelines to reflect changing market conditions and risks.
Collaborated with other professionals to develop innovative underwriting solutions.
Risk Placement Specialist
Adventist Risk Management
05.1988 - 11.2000
Conducted comprehensive market research, strategic planning and competitive analysis for risk placement on a direct or co-broker basis.
Team leader for domestic and international multi-lines of coverage such as: property and liability, property and liability facultative reinsurance and surety bonds.
Developed and implemented procedure manual for Risk Placement Department.
Education
Bachelor of Science - Business Administration
Washington Adventist University
Takoma Park, MD
07-2000
Skills
Risk assessment
Interpersonal communication
Problem-solving aptitude
Adaptability and flexibility
Team building
Organizational skills
Multitasking
Timeline
Underwriter
Local Government Insurance Trust
05.2001 - 07.2022
Risk Placement Specialist
Adventist Risk Management
05.1988 - 11.2000
Bachelor of Science - Business Administration
Washington Adventist University
PROFESSIONAL DEVELOPMENT
Licensed Insurance Agent – State of Maryland (Property & Liability and Life & Health) (1990 - 2022)
Toastmaster International – Competent Speaker (2006)
Fellow Academy for Excellence (2011)
Award: PRIMA Achievement Award (2003) Qualifying Contractor Workshop;
Award: Maryland Society of Association Executives Circle of Excellence Award for Excellence in Program Innovation (2002) – Qualifying Contractors Workshop