Summary

Overview

Work History

Education

Skills

Hobbies and Interests

Community Service

Affiliations

References

Timeline

Emilie Moody

Ballwin,MO

Summary

Driven and results-oriented commercial lending professional with a proven track record of success in managing diverse portfolios, cultivating strong client relationships, and exceeding production targets. Seeking to leverage extensive experience and expertise in private wealth, commercial and CRE lending to contribute to the growth and success of a dynamic financial institution. Dedicated to providing strong leadership, strategic financial solutions while focusing on delivering exceptional service to clients while supporting organizational objectives.

Overview

years of professional experience

Work History

Commercial Banker

First Bankers Trust

O'Fallon, IL

10.2022 - Current

Collaborated with cross-functional teams, including risk management and credit committees, to develop tailored lending solutions for high-profile commercial clients resulting in $18MM in new loan outstandings.
Strong deposit prospector with the addition of $3MM in operating deposits providing significant customer ancillary income.
Contributing member of new loan production office that has built loan balances to over $117MM in 3 years while contributing $3.5MM to core earnings.

Commercial Lender

Simmons Bank

Frontenac, MO

09.2019 - 10.2022

Managed robust network of commercial and CRE clients, overseeing an $85MM loan portfolio and a $23MM deposit portfolio.
Exceeded loan and deposit production expectations, with 2022 YTD production of $32MM in loans, a pipeline of $15MM, and identified deposit opportunities of $5MM.
Drove new market opportunities for commercial and CRE relationships, specializing in financing business acquisitions.
Conducted periodic portfolio reviews and identified early warning signals for effective problem loan management.
Executed loan proposals, commitment letters, and closing documents, managing the entire loan process from initiation to closure.
Supported strategic goals through teamwork and flexibility, demonstrating strong cross-selling of Treasury Management, Private Banking, Mortgage, and Trust services.

Senior Credit Manager

Bank of America

St. Louis, MO

11.2008 - 02.2015

Led new team post-recession to minimize credit losses and oversee $6B custom mortgage portfolio across 9 states.
Developed key relationships across departments to provide restructure options and ensure regulatory compliance.
Implemented hazard insurance claims process for financed properties, ensuring proper application of insurance proceeds.
Designed and delivered training programs for new processes, improving employee satisfaction scores by 5%.

Business Banking Officer / Portfolio Manager

National City Bank

Indianapolis, IN

05.2005 - 09.2008

Prospected, built, and expanded small business relationships, generating $20M in loan growth and $8M in new deposit relationships in 2 years.
Collaborated with due diligence teams during bank acquisitions and managed the transition of sales teams.
Analyzed existing small business relationships and implemented solutions for problem loan relationships.