Eric Batchelor
Trussville,AL
Summary
Results-driven Enterprise Risk Testing Analyst with expertise in regulatory compliance, risk assessment, and stakeholder communication. Proven ability in problem-solving and test case documentation, ready to enhance testing methodologies and mentor junior analysts.
Overview
20
20
years of professional experience
Work History
Enterprise Risk Testing Analyst Level II
Regions Bank
Birmingham, Alabama
12.2018 - Current
- Conducted transaction and control testing activities, while analyzing the results and documenting the findings
- Documented test cases and results for compliance and auditing purposes.
- Drafted summary of testing results, distributed to varies stakeholders.
- Mentored junior analysts on testing methodologies and best practices.
- Maintained detailed records of all tests performed along with their results.
- Used bug tracking systems like JIRA for managing defects.
- Collaborated with stakeholders from various departments to understand their needs and expectations.
- Documented all phases of the testing process such as planning, execution, defect tracking, and reporting.
Loss Mitigation Manager
Regions Bank
Birmingham, Alabama
12.2008 - 12.2018
- Held various roles within the Regions Bank Collections Dept, culminating in a manager's role.
- Managed loss mitigation processes to reduce client defaults and foreclosures.
- Analyzed borrower financial situations to develop tailored repayment plans.
- Coordinated with internal teams to ensure compliance with federal regulations.
- Trained staff on best practices for loss mitigation strategies and customer service.
- Implemented technology solutions to streamline loss mitigation workflows efficiently.
- Researched new laws and regulations related to consumer protection legislation in order to stay up-to-date on industry standards.
- Reviewed borrower documentation to determine eligibility for various loan modification programs.
- Drafted weekly reports that outlined current losses due to delinquencies or defaults.
- Negotiated loan modifications, including principal reductions, interest rate adjustments, forbearance agreements, repayment plans.
Consumer Loan Underwriter
Wachovia Bank
Birmingham, Alabama
10.2006 - 11.2008
- Evaluated loan applications for creditworthiness and compliance with bank policies.
- Analyzed financial documents to assess borrower's ability to repay loans.
- Collaborated with loan officers to gather necessary documentation for underwriting.
- Reviewed risk factors and made informed recommendations on loan approvals.
- Ensured adherence to federal and state lending regulations during the underwriting process.
- Performed detailed analysis of collateral values to support loan decisions.
Education
High School Diploma -
Corner High School
Warrior, AL04-1994
Skills
- Regulatory compliance
- Risk assessment
- Test case documentation
- Stakeholder communication
- Problem solving
- Test planning
- Test script development
- Interpersonal skills
- Experience with systems such as: ACES, TSYS, Black Knight, JIRA, Empower and GRC
References
References available upon request.
Timeline
Enterprise Risk Testing Analyst Level II
Regions Bank
12.2018 - Current
Loss Mitigation Manager
Regions Bank
12.2008 - 12.2018
Consumer Loan Underwriter
Wachovia Bank
10.2006 - 11.2008
High School Diploma -
Corner High School