Eric Carothers
Dover,FL
Summary
Professional in automotive finance sector, providing reliable leadership and strategic financial oversight. Skilled in loan structuring, credit analysis, and regulatory compliance. Known for fostering collaborative team environments and adapting to changing business needs, consistently driving results. Excellent communication and negotiation skills, combined with strong ethical focus.
Overview
12
12
years of professional experience
Work History
Automotive Finance Manager
Jenkins Chevrolet
10.2023 - Current
- Specialized in getting both prime and sub-prime deals approved.
- Streamlined month-end close process, reducing time spent and improving data accuracy.
- Collaborated with sales managers to develop effective strategies for overcoming financial obstacles during vehicle negotiations.
- Ensured compliance with local, state, federal tax regulations; timely filing of all required documents.
- Developed strong relationships with banks, credit unions, and other lending institutions to secure the best financing options for customers.
- Ensured compliance with federal regulations and company policies regarding automotive financing transactions.
- Delivered 40-70 Cars per month.
- Consistently in the top 3 finance managers out of 22 stores every month.
Automotive Finance Manager
Lake Wales CDJR
06.2017 - 10.2021
- Demonstrated expertise in various financial products, creating tailored presentations for customers, showcasing the benefits of specific financing plans based on their unique needs.
- Streamlined loan approval processes for enhanced customer experience and faster turnaround times.
- Maintained an organized workflow by prioritizing tasks effectively managing multiple client files simultaneously ensuring timely processing of all transactions.
- Supported sales objectives, collaborate with the sales team to identify opportunities for finance-related upsells.
- I raised the group average from 1100.00 per car to over 2000.00 per car .
Automotive Finance Director
McGuire Chevrolet/Kia
03.2013 - 06.2017
- Supervised loan personnel and motivated to maintain customer service and performance standards.
- Monitored pipelines to track and log status of loans.
- Compiled closing packages for drafting and presentation accuracy.
- Developed and maintained relationships with customers, lenders and other third parties.
- I ran both stores by myself until there was enough volume then I became the director over both .
Education
Associate of Science - Computer And Information Systems
Pittsburgh Technical Institute
Pittsburgh, PA06-2003
Skills
- Regulatory Adherence
- Strong negotiation skills
- Goal-oriented mindset
- Contract preparation
- Commitment to Continuous Improvement
Timeline
Automotive Finance Manager
Jenkins Chevrolet
10.2023 - Current
Automotive Finance Manager
Lake Wales CDJR
06.2017 - 10.2021
Automotive Finance Director
McGuire Chevrolet/Kia
03.2013 - 06.2017
Associate of Science - Computer And Information Systems
Pittsburgh Technical Institute
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