Eric Killian
Holbrook,NY
Summary
Results-driven Loan Originator with deep knowledge of mortgage regulations and strong negotiation skills. Analyzes client needs to deliver tailored loan solutions that enhance sales and customer satisfaction. Builds enduring client relationships and fosters business growth through effective communication and problem-solving.
Overview
9
9
years of professional experience
Work History
Food and Beverage Manager
Silver Linings Restaurant Group
Patchogue, New York
05.2023 - Current
- Oversaw daily operations of food and beverage services at premium dining venue.
- Supervised staff to ensure efficient service and exceptional customer experiences, enhancing guest satisfaction.
- Collaborated with chefs and culinary teams to develop seasonal menus.
- Coordinated inventory management to maintain optimal stock levels and reduce waste.
- Trained new employees on service standards and food safety protocols to uphold company policies.
Loan Originator
Contour Mortgage
Garden City, New York
01.2021 - 10.2023
- Guided clients through mortgage application processes, ensuring thorough understanding of documentation requirements.
- Evaluated client financial information to assess loan eligibility and risk factors.
- Collaborated with real estate agents to expedite loan approvals and closing procedures.
- Analyzed market trends to provide tailored loan product recommendations that align with client needs.
- Educated clients on mortgage options, rates, and terms, empowering them to make informed financial decisions.
- Provided borrowers with budgeting techniques and refinancing options.
Loan Originator
American Advisors Group
Melville, New York
03.2019 - 12.2019
- Assisted borrowers through the entire loan process from application to closing.
- Analyzed customer's income and debt levels to determine maximum affordability for a mortgage product.
- Educated clients on mortgage options, rates, and terms for informed decision-making.
- Monitored progress of loans in processing stage until they are closed successfully.
- Provided exceptional customer service by responding promptly to inquiries and requests for assistance.
Loan Originator
Interstate Home Loans
Melville, New York
01.2018 - 02.2019
- Reviewed loan applications for accuracy and compliance with regulations.
- Educated clients on loan products, terms, and conditions during the application process.
- Communicated with clients to gather necessary documentation for loan processing.
- Communicated with customers via telephone or email to obtain additional documentation required for loan processing.
- Submitted loan applications to underwriting department for review and approval process.
- Negotiated terms and conditions of loan contracts.
Education
Associate of Arts - Communications
Suffolk County Community College
Selden, NY05-2011
Skills
- Customer relationship management
- Effective communication
- Problem solving
- Team collaboration
- Negotiation techniques
- Loan processing
- Mortgage regulations
- Sales pipeline management
- Credit scoring
- Sales expertise
Timeline
Food and Beverage Manager
Silver Linings Restaurant Group
05.2023 - Current
Loan Originator
Contour Mortgage
01.2021 - 10.2023
Loan Originator
American Advisors Group
03.2019 - 12.2019
Loan Originator
Interstate Home Loans
01.2018 - 02.2019
Associate of Arts - Communications
Suffolk County Community College