Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Eric Rayner III

Plymouth

Summary

Accomplished Commercial Relationship Manager at MINO Lending Solutions, leveraging strong negotiation skills and a goal-oriented mindset to enhance client satisfaction and drive business growth. Successfully negotiated favorable loan terms, boosting profitability by 15%. Fluent in Spanish, adept at building lasting client relationships and delivering tailored financial solutions.

Overview

17
17
years of professional experience

Work History

Commercial Relationship Manager

MINO Lending Solutions
06.2024 - Current
  • Provided financial advice to businesses, assisting them with cash flow management, business planning, and other strategic initiatives.
  • Strengthened commercial client relationships by providing tailored financial solutions and exceptional customer service.
  • Negotiated favorable terms for commercial loans, resulting in mutually beneficial agreements for both the bank and the client.

Loan Originator

Archangel Mortgage
06.2024 - Current
  • Conducted thorough borrower assessments to determine appropriate loan products based on individual needs and qualifications.
  • Collaborated with internal teams to ensure seamless coordination during the entire loan origination process.
  • Negotiated favorable terms and conditions for clients, ensuring the best possible mortgage options.
  • Reviewed credit reports and financial statements to accurately assess risk factors before submitting loans for approval.

Loan Officer

Success Group Mortgage
01.2022 - 06.2024
  • Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
  • Maintained strict confidentiality of bank records and client information.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.

Broker Owner

Full House Lending
12.2020 - 01.2022
  • Developed strong relationships with clients, earning their trust and loyalty through consistent communication and portfolio updates.
  • Provided exceptional customer service, addressing any concerns or questions from clients promptly and professionally.
  • Negotiated favorable terms for clients during transactions, maximizing their profits in both buying and selling scenarios.
  • Answered inquiries and provided information to sales representatives, distributed appropriate paperwork, and fulfilled quote requests to deliver excellent customer support.

Division Vice President

Rocket Pro TPO
04.2019 - 12.2020
  • Championed corporate social responsibility initiatives, enhancing company reputation within the industry and community.
  • Influenced positive change within the organization by championing data-driven decision-making practices throughout all levels of management.
  • Led successful acquisition efforts, expanding division capabilities and increasing overall profitability.
  • Aligned divisional goals with organizational objectives to ensure unified progress towards long-term success.

Senior Director of Sales

Quicken Loans
03.2008 - 04.2019
  • Optimized project timelines by effectively delegating tasks and prioritizing workload among team members.
  • Cultivated a culture of innovation by promoting creative thinking and encouraging employees to take calculated risks in pursuit of solutions.
  • Developed strong relationships with key industry partners, fostering collaboration and mutual growth opportunities.
  • Directed design and execution of business transformation initiatives to drive performance, profit optimization and growth opportunities.

Education

Bachelor of Arts - General

Eastern Michigan University
Ypsilanti, MI
04-2020

Skills

  • Customer relationship building
  • Strong negotiation skills
  • Professionalism and integrity
  • Goal-oriented mindset
  • Credit risk assessment
  • Team leadership
  • Fluent in Spanish
  • Loans

Languages

Spanish
Professional Working
English
Native or Bilingual

Timeline

Commercial Relationship Manager

MINO Lending Solutions
06.2024 - Current

Loan Originator

Archangel Mortgage
06.2024 - Current

Loan Officer

Success Group Mortgage
01.2022 - 06.2024

Broker Owner

Full House Lending
12.2020 - 01.2022

Division Vice President

Rocket Pro TPO
04.2019 - 12.2020

Senior Director of Sales

Quicken Loans
03.2008 - 04.2019

Bachelor of Arts - General

Eastern Michigan University

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