Erick Lucero
Los Angeles,CA
Summary
Accomplished Automotive Finance Manager with a proven track record at Erick's Used Cars, adept in risk management strategies and portfolio management. Excelled in negotiating loan terms, enhancing customer credit solutions, and fostering robust relationships. Demonstrates exceptional leadership and communication skills, significantly improving loan approval rates and customer satisfaction. Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with 10+ years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures. Talented Finance Manager with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
16
16
years of professional experience
Work History
Automotive Finance Manager
JJD Cars & Trucks LLC
09.2022 - Current
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Proactively identified solutions for customers experiencing credit issues.
- Established plans and payoffs for customers' loans, prioritizing control of overall costs.
- Compiled closing packages for drafting and presentation accuracy.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Negotiated loan terms and conditions with customers to secure best deal.
- Evaluated loan requests and documents to verify accuracy and completeness.
Automotive Finance Manager
Erick's Used Cars
01.2009 - 08.2022
- Identified opportunities to cross-sell and upsell loan products to customers.
- Assisted customers with completing loan applications and other paperwork.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Developed and maintained relationships with customers, lenders and other third parties.
- Negotiated loan terms and conditions with customers to secure best deal.
- Assisted with day-to-day operations, working efficiently and productively with all team members.
- Monitored pipelines to track and log status of loans.
Education
Bachelor of Science - Business Administration And Management
California State University, Northridge
Northridge, CA06-2012
Skills
- Risk management strategies
- Loan Origination
- Portfolio Management
- Communication Skills
- Leadership skills
- Multitasking
- Team building
- Professionalism
- Financial advisory
- Negotiation Skills
- Data Management
- Calculate payments
- Problem-solving aptitude
Timeline
Automotive Finance Manager
JJD Cars & Trucks LLC
09.2022 - Current
Automotive Finance Manager
Erick's Used Cars
01.2009 - 08.2022
Bachelor of Science - Business Administration And Management
California State University, Northridge
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