Summary
Overview
Work History
Education
Skills
Languages
Citizenship
Timeline
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Erick Pena

Philadelphia,USA

Summary

Solid foundation in financial principles and a proven track record in banking. My international experience in Latin America and the United States has honed my cross-cultural communication skills and allowed me to adapt seamlessly to diverse environments. Analytical professional with a background in finance, known for high productivity and efficient task completion. Skilled in financial analysis, risk assessment, and regulatory compliance. Excel at critical thinking, problem-solving, and communication, leveraging these soft skills to navigate complex challenges and deliver results.

Overview

3
3
years of professional experience

Work History

Commercial Bank Credit Analyst

TD Bank
Philadelphia, USA
06.2023 - Current
  • Accredited the training program with an 'Outstanding' grade.
  • Underwrite new money and annual reviews for Commercial & Industrial, and Commercial Real Estate deals for companies with up to $100 million in revenues.
  • Debt restructuring for companies looking to optimize cash flow and achieve a more sustainable capital structure.
  • Won 1st place in the bank's Innovation Challenge. The challenge consisted of redesigning the products and services offered to young users.

Corporate Banking Analyst

Citi
Mexico City, Mexico
06.2022 - 06.2023
  • Credit analysis write-up memos and risk ratings of Citi's counterparties are based on independent assessment and judgment to understand the client's needs and to structure their debt.
  • Financial analysis through financial modeling.
  • Continuously monitor the covered portfolio by completing industry research and assessing impacts to key relationships in Mexico.
  • Using discretion and independent judgment to perform the analysis, to make recommendations on risk ratings, classifications, and proposed debt.

Education

B.Sc. - Finance & Business Administration

Universidad Panamericana (UP)
Mexico City, Mexico
12-2022

Skills

  • Microsoft Excel
  • Business Analytics
  • Financial Analysis
  • Financial Modeling
  • Credit Analysis
  • Debt Restructuring
  • Valuation
  • Financing
  • Relationship Building
  • Debt service models

Languages

  • English
  • Spanish

Citizenship

  • USA
  • Mexico

Timeline

Commercial Bank Credit Analyst

TD Bank
06.2023 - Current

Corporate Banking Analyst

Citi
06.2022 - 06.2023

B.Sc. - Finance & Business Administration

Universidad Panamericana (UP)
Erick Pena