FABIAN PATINO
Austin,TX
Summary
Dedicated banking professional offering more than 6 years of financial industry success. Familiar with bank regulations, financial best practices, and effective product sales strategies. Builds productive relationships to drive business success.
Overview
9
9
years of professional experience
Work History
Banking Officer
FirstBank
10.2021 - 06.2023
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Communicated with customers, processing teams, and other third parties to achieve prompt loan closings.
- Developed extensive network of referral partners to source new mortgage loan opportunities.
Temporary Associate
Express Employment Professionals
03.2021 - 05.2021
- Recruited by staffing agency to work in temporary manufacturing position.
- Worked varied hours to meet seasonal and business needs.
Instructional Paraprofessional
District 742
09.2019 - 05.2020
- Assisted teachers with classroom management and document coordination to maintain positive learning environment.
- Delivered curriculum in both one-on-one lessons and group learning environments.
- Monitored student progress to identify areas requiring extra support and implement action plans to meet needs.
Buying Associate/Credit Underwriter
Preferred Credit Inc
05.2016 - 08.2019
- Made approval and denial recommendations by determining accurate risk levels.
- Examined credit reports, and financial statements to determine repayment capability.
- Collaborated with other team members to develop innovative underwriting solutions.
Bilingual Client Relations Associate
Preferred Credit Inc
01.2015 - 08.2019
- Built client relationships by responding to inquiries, identifying and assessing clients' needs, resolving problems, and following up with potential and existing clients.
- Interacted with clients on regular basis to quickly alleviate issues and provide customer account updates.
- Delivered outstanding service to clients to maintain and extend relationships for future business opportunities.
Account Support Associate
Preferred Credit Inc
07.2014 - 01.2015
- Handled calls promptly and with courteous professionalism.
- Reviewed contract details with customers and ensured their overall satisfaction and knowledge of financing terms and processes.
- Followed up with customers about resolved issues to maintain high standards of customer service.
Education
Post-baccalaureate Certificate - Product Management
University of Texas At Austin
Austin, TX12.2021
Bachelor of Arts - Business Management
Saint Cloud State University
Saint Cloud, MN05.2020
No Degree - Finance
St. Cloud Technical College
St. Cloud, MN05.2017
Skills
- Mortgage Loan Origination
- Loan Approval
- Underwriting Support
- Credit Analysis
- Financial Analysis
- Relationship Building
- Problem Solving & Decision-Making
- Analytical and Critical Thinking
Languages
Spanish
Native or Bilingual
Timeline
Banking Officer
FirstBank
10.2021 - 06.2023
Temporary Associate
Express Employment Professionals
03.2021 - 05.2021
Instructional Paraprofessional
District 742
09.2019 - 05.2020
Buying Associate/Credit Underwriter
Preferred Credit Inc
05.2016 - 08.2019
Bilingual Client Relations Associate
Preferred Credit Inc
01.2015 - 08.2019
Account Support Associate
Preferred Credit Inc
07.2014 - 01.2015
Post-baccalaureate Certificate - Product Management
University of Texas At Austin
Bachelor of Arts - Business Management
Saint Cloud State University
No Degree - Finance
St. Cloud Technical College
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