Felicia R Powell
Greenville,AL
Summary
Insurance underwriter with a strong background in workers’ compensation and commercial lines, including new business, renewals, endorsements, audits, and policy changes. Known for accurate premium calculations, clear policy quotes, and dependable customer service. Holds Alabama Property & Casualty licensing and professional insurance designations.
Overview
28
28
years of professional experience
Work History
Worker's Compensation Underwriter
Alabama Home Builders SIF
Montgomery, AL
12.2019 - Current
- Applied underwriting guidelines to new business and renewal submissions.
- Reviewed applications, inspections, and loss runs to inform underwriting decisions.
- Calculated premiums using payroll data, class codes, and exposure details.
- Prepared policy quotes, binders, and coverage documents to meet member needs.
- Processed endorsements, cancellations, and policy changes for Alabama construction accounts.
- Reviewed yearly audits, claim files, and underwriting documents to ensure compliance and accuracy.
Commercial & Work Comp Underwriter
Alfa Insurance
Montgomery, AL
06.2018 - Current
- Underwrote new business applications, submitted to brokers, and forwarded competitive quotes to agents. Collected payments and bound new policies to ensure client coverage. Processed policy changes and renewals to maintain current client accounts.
- Reviewed insurance applications for eligibility and risk acceptance for Alfa policy eligibility and risk acceptance
- Evaluated property and casualty exposures using underwriting guidelines and company standards
- Analyzed applicant information, loss history, and supporting documents for decision accuracy
Commercial Underwriting Assistant
Alfa Insurance
Montgomery, AL
02.2005 - 06.2018
- Processed new business, renewals, and policy changes for commercial, church, and umbrella policies to ensure accurate coverage.
- Prepared renewal files for Alfa Insurance underwriter review
- Reviewed policy documents for accuracy and required underwriting details
- Processed underwriting applications for Alfa Insurance policy records
- Provided quotes to agents, processed annual audits, logged commercial claims, and compiled monthly reports for management to support informed decision-making.
Office Assistant
Greenville Super Foods
Greenville, AL
08.1998 - 02.2005
- Completed daily cash report, balanced cashiers' tills, processed money transfers, and implemented weekly price changes to ensure accurate financial records.
- Updated customer and vendor records in office databases.
Education
Bachelor of Science - Criminal Justice, Sociology
Troy University
Troy, AL01-2016
Office Administration Certificate -
Lurleen B Wallace
Andalusia, AL01-2002
Advanced Diploma -
Greenville High School
Greenville, AL01-2000
Skills
- Underwriting expertise
- Risk assessment
- Attention to detail
- Time management
- Multitasking
- Adaptability and flexibility
- Reliability
Timeline
Worker's Compensation Underwriter
Alabama Home Builders SIF
12.2019 - Current
Commercial & Work Comp Underwriter
Alfa Insurance
06.2018 - Current
Commercial Underwriting Assistant
Alfa Insurance
02.2005 - 06.2018
Office Assistant
Greenville Super Foods
08.1998 - 02.2005
Bachelor of Science - Criminal Justice, Sociology
Troy University
Office Administration Certificate -
Lurleen B Wallace
Advanced Diploma -
Greenville High School