Franklyn C Simmons

Analyzed financial information obtained from clients to determine strategies for meeting clients' financial objectives.

Reviewed clients' accounts and results regularly to determine whether life changes, economic developments or financial performance indicated a need for plan revision.

• Spearheaded business development, new client acquisition and retention plans.
• Evaluated customer financial situations and objectives in order to recommend most applicable products for protection, debt clearance, savings or general financial independence.
• Met and collaborated with existing and prospective clients to ascertain financial goals and provide recommendations on investment solutions.
• Presented financial plans and investment recommendations to clients.
• Advised clients on investments, retirement and estate planning.
• Studied financial documents to identify potential areas needing improvement.
• Assisted clients with budgeting and cash flow management.
• Monitored and updated financial plans to comply with client goals.
• Developed and maintained strong relationships with clients to maximize satisfaction.
• Devised comprehensive financial plans for clients to achieve short and long-term financial goals.
• Researched and evaluated potential investment products for clients.
• Helped clients make informed decisions about financial future.
• Provided specialized financial planning support for clients with diverse portfolios and individual needs.
• Analyzed financial needs of clients and developed tailored strategies to meet goals.

• Helped individuals and families build and execute wealth management strategies based on unique goals and objectives.
• Educated clients on various financial matters and provided professional recommendations on investment opportunities, products, and services based on each clients' individual needs.
• Met with clients to discuss assets, expenses, and long-term and short-term investment goals to devise personalized financial plans.
• Developed personal rapport with each client to maintain customer loyalty and establish long-term accounts.
• Assisted clients with budgeting and cash flow management.
• Informed clients of strategies for reducing debt and maximizing savings.
• Closed $3,000,000 Whole Life Insurance policy for Estate Planning case.

• Developed lending policies consistent with those established by Board of Directors and Senior Management team. Presided and conducted loan committee meetings with Directors' loan committee.
• Team leader for commercial lenders, special assets and collection units. Provided leadership to outside legal consults and appraisal management
• Optimized credit approval and collection processes, improving operational efficiencies by over 50%
• Recommended approval or disapproval of commercial, real estate or credit loans