Fred Elliott

• Responsible for handling a $100MM loan and $30MM deposit portfolio of customers in a wide range of industries
• Coordinated with over 10 line of business partners within the Bank to expand relatonships and drive additional revenues
• Work directly with Senior Credit Officers in the Bank to monitor and assess credit issues both present and future within the portfolio
• Guide and mentor two Portfolio Managers in their roles to help support the overall loan and deposit portfolio within the Bank
• Lead the market's efforts in expanding our Community Outreach by developing relationships with new partners to grow our presence in the small business and minority business markets in Birmingham
• Enhance existing relationships and establish new relationships with Center of Influences within the Birmingham market

Responsible for growing loan portfolio over 100% and deposit portfolio over 75 in under 2 years

Led effort to create detailed calling plan for Centers of Influence with respect to CapitalSouth's emphasis on Commercial and Industrial Customers

Provided daily customer service and relationship management and ongoing credit monitoring to a commercial portfolio of over $50 million.