FREDRINA WILLIAMS
Fletcher,NC
Summary
Results-oriented Commercial Banking Vice President adept at optimizing deal flow and client retention through targeted data strategies. Spearheads the deployment of analytics tools, directly influencing portfolio management decisions and enhancing compliance adherence. Recognized for transforming operations and exceeding service benchmarks in high-pressure environments.
Overview
13
13
years of professional experience
Work History
Commercial Banking Specialist, Vice President
Old National Bank
Asheville, NC
08.2022 - Current
- Orchestrated deployment of Power BI and Salesforce for real-time pipeline, production, and credit reporting to Relationship Managers, influencing portfolio management decisions.
- Streamlined loan request preparation by bridging operational gaps between Underwriting and Loan Operations, ensuring regulatory compliance.
- Acted as a strategic liaison for Treasury Management and Operations, resolving complex depository and loan issues.
Commercial Client Specialist
First Horizon Bank
Asheville, NC
11.2016 - 08.2022
- Functioned as the main strategic liaison for high-value commercial clients during the sales cycle, coordinating complex expectations and guiding smooth post-closing transitions.
- Strategic Collaboration: Collaborated with Credit Officers and third-party professionals to expedite high-value loan closings in alignment with approved terms and conditions.
- Technical Integration: Ensured zero-error handling of complex commercial transactions through expert-level proficiency across multiple delivery systems (ICL, Applink, RIMS).
Assistant Vice President, Supervisor of Document Preparation
Certus Bank
Greenville, SC
08.2013 - 10.2016
- Re-engineered retail credit approval workflow, increasing operational efficiency by 50% and reducing document turnaround time by 50%.
- Managed cross-functional team across three locations, achieving 100% compliance with government and bank regulatory policies during high-volume periods.
- Collaborated with Sales and Credit departments to identify and eliminate operational bottlenecks, enhancing customer portfolio growth and ensuring consistent SLA achievement.
Education
Certification in AI And Digital Marketing -
Furman University
Greenville03-2026
Master of Business Administration (MBA) - Masters
Lander University
Greenwood05-2025
B.S. - Finance (Concentration in Financial Planning)
Western Carolina University
Cullowhee, NC05-2024
Associate of Arts - Associate of Arts
Spartanburg Community College
Spartanburg, SC05-2006
Skills
- Workflow Optimization
- Cross-functional Collaboration
- Strategic planning
- Advanced Excel functions
- Commercial Lending
- Client relations
- Banking compliance
- Regulatory Compliance and adherence
- Decision support
- Treasury Management
- Data Visualization
- Salesforce CRM
- CRM administration
- B2B relations
- Product presentation
Volunteer Experience
Home Renovator Volunteer, Safelight, Inc., Hendersonville, NC, Supported housing initiatives for survivors of domestic violence through furniture assembly, facility renovation, and community outreach.
Core Competencies
Power BI, Tableau, Data Visualization, AI Strategy, Salesforce, CRM Management (inSTEP), Advanced Excel, Commercial Lending, Underwriting Support, Treasury Management, Portfolio Production, Risk Assessment, Cross-functional Collaboration, Workflow Optimization, Regulatory Compliance, SLA Management, Multi-site Leadership
Timeline
Commercial Banking Specialist, Vice President
Old National Bank
08.2022 - Current
Commercial Client Specialist
First Horizon Bank
11.2016 - 08.2022
Assistant Vice President, Supervisor of Document Preparation
Certus Bank
08.2013 - 10.2016
Certification in AI And Digital Marketing -
Furman University
Master of Business Administration (MBA) - Masters
Lander University
B.S. - Finance (Concentration in Financial Planning)
Western Carolina University
Associate of Arts - Associate of Arts
Spartanburg Community College