Summary
Overview
Work History
Education
Skills
Hobbies and Interests
Timeline
Generic

GABRIEL LLOVET

Scottsdale

Summary

Industrious senior underwriter skilled at meeting benchmarks for risk control and business profitability. Successful background working alongside agents to assist with marketing and sales objectives. Desiring to bring several years of related experience to a dynamic new role with room for advancement.

Overview

6
6
years of professional experience

Work History

Senior Underwriter

Private Client Select
Remote
09.2024 - 06.2025
  • Evaluated target broker submissions across multiple states to assess risk and coverage suitability specializing in high-profile clients.
  • Managed over $30M in-force premium for the firm focusing on underwriting compliance and governance while maintaining broker relationships.
  • Maintained up-to-date knowledge of industry trends, best practices, government regulations and market conditions.
  • Provided guidance and assistance to junior underwriters regarding underwriting accumen and broker management.
  • Communicated underwriting decisions and appetite changes clearly to clients and agents for transparency.

Underwriting Analyst - Underwriter II

PURE Group of Insurance Companies
Scottsdale
06.2020 - 09.2024
  • Directly managed up to $18 million in-force premium for the firm, with a $3 million new business goal.
  • Act as a subject matter expert for Hawaii, Utah, and Colorado risks for both in-state and out-of-state brokers.
  • Developed the current Utah Wildfire Underwriting Strategy and Hawaii Hurricane Underwriting Strategy to manage growth and profitability for my assigned regions. Presented strategies to senior management, leading to implementation.
  • Exceeded new business and profitability goals set yearly, while maintaining over 80% 24-hour turnaround times.
  • Grew in-state Utah book from $600K in in-force premium to over $2M, with new business averaging $100K per year prior to 2020, and now having a $900K new business goal.
  • Created automated reports using VBA and SQL for Underwriting and Sales Management to track weekly production data, long-term profitability trends, and agency engagement metrics.
  • Led broker travel engagements with sales and executive leadership, as well as individual travel assignments, to communicate news, build relationships, and target large account opportunities in Utah and Hawaii.

Summer Analyst

BMO Capital Markets
New York
06.2019 - 08.2019
  • Selected as one of nine summer analysts from over 4,000 applicants to participate in two, five-week rotations across BMO's trading floor in the US Equity-Linked Issuance and US Fixed Income Sales Desks
  • Created desk commentary/research template to support sales pitches and wrote research commentary on GPRE and CHGG's convertible issuance evaluation equity, credit and rate metrics
  • Automated daily trading axes, credit and replacement risk processes for largest clients allowing the sales team to monitor client and counterparty risk at a higher scope
  • Worked on and present a study examining credit transition matrixes between IG Corporates, RMBS, CMBS and CLOs; comparing these to identify potential ratings biases and trading opportunities
  • Participated in sales calls to institutional investors and supported trading team by following news and volume activity in relevant products to flag the desk

Education

Bachelor of Sciences - Business Administration; Finance Major

Ohio University - Copeland School of Business
Athens, OH
05.2020

Skills

  • Mentoring junior staff
  • VBA & SQL
  • Risk assessment
  • Client relationship management
  • Broker engagement
  • Influencing business growth

Hobbies and Interests

  • Formula 1
  • Bass/Double Bass
  • Jazz
  • Reading

Timeline

Senior Underwriter

Private Client Select
09.2024 - 06.2025

Underwriting Analyst - Underwriter II

PURE Group of Insurance Companies
06.2020 - 09.2024

Summer Analyst

BMO Capital Markets
06.2019 - 08.2019

Bachelor of Sciences - Business Administration; Finance Major

Ohio University - Copeland School of Business