Gabriela Karena Clemente
6830 Nw 75th Pl, Parkland,FL
Summary
Analytical professional with over 2.5 years of experience in reinsurance underwriting, specializing in financial assessment and risk evaluation. Proven experience in developing pricing strategies and making data-driven decisions. Experience includes underwriting financial products and collaborating with global clients. Holds a Master’s in Finance, enhancing practical skills in reporting and client relations.
Overview
5
5
years of professional experience
4
4
years of post-secondary education
1
1
Certification
Work History
Underwriter I, Financial Lines
Everest
Miami, Fl
01.2023 - Current
- Promoted from Associate Underwriter in 2025.
- Quoted and renewed complex reinsurance accounts across Financial Lines, including D&O, Crime/BBB, and Professional Indemnity.
- Independently managed Auto Facultative portfolio, overseeing pricing, analysis, and strategic renewals.
- Collaborated with brokers across Europe, Asia, and Latin America to develop tailored reinsurance solutions for international accounts.
- Granted Underwriter authority to write deals within designated authority limits, ensuring compliance with company risk guidelines
- Conducted financial analysis and monitored key ratios to evaluate portfolio performance and identify risk trends.
- Drafted concise underwriting rationales and executive summaries for internal committee evaluations.
- Supported senior leadership on high-profile accounts and pricing strategies, directly assisting the Vice President.
- Completed a 3 month rotation in Claims Department to gain exposure on the claims side, reviewing and paying out claims within delegated authority
Risk Advisory Intern
Kaufman Rossin
Boca Raton, Florida
01.2022 - 05.2022
- Identified and corrected errors in Compliance Manual procedures.
- Evaluated and verified information in ADV Forms and Compliance Manual using broker and investment software.
- Conducted statistical analyses to assess risk through advanced analysis tools.
- Pinpointed compliance vulnerabilities and operational risks
Internal Audit Intern
Neurobehavioral Institute
Weston, FL
08.2021 - 12.2021
- Drafted comprehensive summaries of audit findings for senior management review.
- Collaborated with clinicians to validate accuracy of audit data and findings.
- Identified discrepancies in patient information within MacPractice system.
- Corrected documentation errors and organized archived records for compliance.
- Provided administrative support to enhance efficiency for auditors.
- Acquired foundational knowledge of internal audit methodologies and tools.
- Developed actionable recommendations based on audit findings for management consideration.
Contract Renewal Specialist Intern
Unified Technologies
Miami, FL
01.2021 - 04.2021
- Monitored company quote renewals to identify expiring contracts and ensure timely follow-up.
- Utilized Excel to create tools for conditional formatting and data organization, enhancing workflow efficiency.
- Generated management reports through QuoteWerks for review by account managers.
- Collected, verified, and entered contract and client data into internal database systems.
- Developed tracking spreadsheets to improve operational efficiency and reporting accuracy.
- Supported finance operations under CFO, gaining exposure to high-level decision-making processes.
Education
Master of Science - Finance
University of Miami
Miami, FL 01.2022 - 12.2022
BBA - Finance
Florida Atlantic University
Boca Raton, FL 06.2018 - 12.2021
Skills
- Risk assessment and management
- Portfolio management
- Data analysis and market research
- Loss prevention strategies
- Credit analysis and application review
Certification
- ARe, The Institutes
Timeline
Underwriter I, Financial Lines
Everest
01.2023 - Current
Risk Advisory Intern
Kaufman Rossin
01.2022 - 05.2022
Master of Science - Finance
University of Miami
01.2022 - 12.2022
Internal Audit Intern
Neurobehavioral Institute
08.2021 - 12.2021
Contract Renewal Specialist Intern
Unified Technologies
01.2021 - 04.2021
BBA - Finance
Florida Atlantic University
06.2018 - 12.2021
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