Gail Snowden
Denver,CO
Summary
Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.
Overview
24
24
years of professional experience
Work History
Senior Mortgage Loan Processor
Change Home Mortgage
03.2014 - Current
- Senior processor for a high producing loan officer
- Submit loan for initial disclosures
- Review and calculate income, including complex tax returns
- Review credit reports, appraisals and title insurance information
- Pre-underwrite the file for underwriting submittal
- Ensure compliance with company policies, underwriting guidelines and lending program requirements
- Handle a pipeline of 20 to 40 files per month.
- Handled any conditions sent from underwriting departments.
- Maintained accurate records of loan processing activities and documents in CRM system.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Processed mortgage loan applications accurately and successfully for over nineyears.
Senior Loan Processor
On Q Financial, INC
02.2013 - 03.2014
- Provide support to loan officer and underwriter teams by ensuring the timely, judicious and accurate processing of mortgages
- Review and verify borrowers' income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal
- Ensure compliance with company policies, underwriting guidelines and lending-program requirements
- Handle a pipeline of 40 to 50 files per month.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Provided quick turnaround times to maintain fast-past schedule.
Senior Loan Processor
LenderLive
04.2011 - 02.2013
- Senior processor for loan Fulfillment center
- Structure loans; prepare initial and disclosures packages
- Handle files through closing
- While communicating with borrowers, realtors and underwriting
- Licensed with NMLS
- Monthly pipeline of 40 to 45 loans per month.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
Senior Loan Officer
Mid America Mortgage
01.2000 - 01.2011
- Originated FHA, VA, Conventional, loans from application to closing
- Generated all my own leads, from Realtors, mailer, and telemarketing
- Past client referrals
- Closed on an average of One million per month.
- Developed and maintained relationships with local real estate agents.
- Developed strong relationships with customers through high levels of customer service.
Education
Business Administration -
Santa Monica City College
Skills
- Software Proficiency
- Regulatory Compliance Knowledge
- Attention to Detail
- Customer Service Excellence
- Problem-Solving
- Strong Communication Skills
- Fraud Detection Awareness
- Loan Processing Proficiency
- Pipeline Management Experience
Timeline
Senior Mortgage Loan Processor
Change Home Mortgage
03.2014 - Current
Senior Loan Processor
On Q Financial, INC
02.2013 - 03.2014
Senior Loan Processor
LenderLive
04.2011 - 02.2013
Senior Loan Officer
Mid America Mortgage
01.2000 - 01.2011
Business Administration -
Santa Monica City College
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