Summary
Overview
Work History
Education
Skills
Timeline
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Gail Snowden

Denver,CO

Summary

Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.

Overview

24
24
years of professional experience

Work History

Senior Mortgage Loan Processor

Change Home Mortgage
2014.03 - Current
  • Senior processor for a high producing loan officer
  • Submit loan for initial disclosures
  • Review and calculate income, including complex tax returns
  • Review credit reports, appraisals and title insurance information
  • Pre-underwrite the file for underwriting submittal
  • Ensure compliance with company policies, underwriting guidelines and lending program requirements
  • Handle a pipeline of 20 to 40 files per month.
  • Handled any conditions sent from underwriting departments.
  • Maintained accurate records of loan processing activities and documents in CRM system.
  • Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
  • Processed mortgage loan applications accurately and successfully for over nineyears.

Senior Loan Processor

On Q Financial, INC
2013.02 - 2014.03
  • Provide support to loan officer and underwriter teams by ensuring the timely, judicious and accurate processing of mortgages
  • Review and verify borrowers' income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal
  • Ensure compliance with company policies, underwriting guidelines and lending-program requirements
  • Handle a pipeline of 40 to 50 files per month.
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
  • Provided quick turnaround times to maintain fast-past schedule.

Senior Loan Processor

LenderLive
2011.04 - 2013.02
  • Senior processor for loan Fulfillment center
  • Structure loans; prepare initial and disclosures packages
  • Handle files through closing
  • While communicating with borrowers, realtors and underwriting
  • Licensed with NMLS
  • Monthly pipeline of 40 to 45 loans per month.
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.

Senior Loan Officer

Mid America Mortgage
2000.01 - 2011.01
  • Originated FHA, VA, Conventional, loans from application to closing
  • Generated all my own leads, from Realtors, mailer, and telemarketing
  • Past client referrals
  • Closed on an average of One million per month.
  • Developed and maintained relationships with local real estate agents.
  • Developed strong relationships with customers through high levels of customer service.

Education

Business Administration -

Santa Monica City College

Skills

  • Software Proficiency
  • Regulatory Compliance Knowledge
  • Attention to Detail
  • Customer Service Excellence
  • Problem-Solving
  • Strong Communication Skills
  • Fraud Detection Awareness
  • Loan Processing Proficiency
  • Pipeline Management Experience

Timeline

Senior Mortgage Loan Processor

Change Home Mortgage
2014.03 - Current

Senior Loan Processor

On Q Financial, INC
2013.02 - 2014.03

Senior Loan Processor

LenderLive
2011.04 - 2013.02

Senior Loan Officer

Mid America Mortgage
2000.01 - 2011.01

Business Administration -

Santa Monica City College
Gail Snowden