Garry Johnston
Villa Rica,GA
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
13
13
years of professional experience
Work History
Mortgage Loan Processor
Homestar Financial Corporation
09.2010 - 11.2023
- Improved loan processing time by streamlining the application review process and enhancing communication with clients.
- Assisted underwriters in approving loans by verifying financial information and ensuring accurate documentation.
- Reduced loan application errors by implementing a thorough quality control process for all submitted applications.
- Enhanced client satisfaction by providing timely updates on their mortgage loan status and addressing concerns promptly.
- Facilitated smooth closing processes by collaborating effectively with title companies, appraisers, and attorneys.
- Increased accuracy of loan data entry by implementing a standardized template for collecting borrower information.
- Expedited mortgage approval times by proactively resolving any discrepancies in borrower documentation.
- Ensured compliance with federal lending regulations through meticulous attention to detail during the loan processing phase.
- Handled any conditions sent from underwriting departments.
- Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
- Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
- Contacted customers via mail, telephone and email to relay acceptance or rejection of applications.
Education
High School Diploma -
Tucker High School
Tucker, GA06.1972
Skills
- Application Preparation
- Residential Mortgage Lending Regulations
- Processing Procedures
- Legal Compliance
- Proficient in [Software]
- Financial Document Review
- Information Verification
- Customer Service
- Organizational Skills
- Pipeline Management
- Attention to Detail
- Loan Closing Procedures
- Loan Processing Expertise
- Regulatory Compliance
- Loan Origination Software
- Team Collaboration
- Time Management
- Problem Solving
- Appraisal Review
- Title Examination
- Financial Analysis
- Underwriting Knowledge
- Credit Evaluation
- Relationship Building
- Personal Data Collection
- Employment Verification
- Lending Software Systems
- Customer Communication
- Microsoft Office
- Government Lending
- Credit Reporting Software
- Property Appraisals
Timeline
Mortgage Loan Processor
Homestar Financial Corporation
09.2010 - 11.2023
High School Diploma -
Tucker High School
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