Georg A Tercero Sr
Mira Loma,CA
Summary
I always strive to be the best in the industry I work in. I am loyal and a very hard worker. I get along with everyone and I am caring and friendly. Knowledge in Fannie Mae, Freddie Mac, FHA, USDA, Portfolio, VA, Sub Prime products. 19 YRS experienced in these fields and in the industry of the real estate and mortgage business. Able to qualify individuals by running credit, obtaining documentations. Able to read guidelines and matrix, knowledge in reading rate sheets. Realtor building relation. Great with customer service and return calls in a timely manner. Always listen to borrower in what exactly they are looking to accomplish whether is refinancing their home or buying a home.
I have 30+ years experience in the unloading and loading in the trunking business along with 30 years experience as a hostler.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Dock Worker / Hostler
FedEx
Mira Loma, CA
07.2021 - Current
- Used fork lifts, hand truck and pallet jacks to move materials on dock.
- Loaded, unloaded and sorted cargo as part of accurate and efficient weekly shipments.
- Followed verbal and written instructions to properly move and ship products.
- Used hand-held scanners and physical logs to accurately track item movements.
- Park trailers against the dock and also remove trailers from dock with the use of a yard goat. Also keep yard clean and organized.
Mortgage Loan Officer
Residential Bancorp
Diamond Bar, CA
08.2018 - Current
- Worked with underwriters to fix application problems and resolve issues.
- Reviewed loan files and updated to match current standards.
- Explained different types of loans pertaining to client situations.
- Fielded customer complaints and provided solutions.
- Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
- Implemented sales strategies that established relationships with realtors and CPAs.
Mortgage Loan Officer
321 Mortgage
Upland, CA
10.2017 - 02.2018
- Building relation with realtors, qualifying buyers for purchases and to be determine purchases
- Running credit and if need to help them increase credit scores so they can qualify for a given loan
- Some knowledge for reverse mortgage programs
- Knowledge on all types of loans.
Mortgage Loan Officer
Equinox
Tustin, CA
04.2015 - 10.2017
- To obtain loans for individuals who want to buy a home or refinance their home
- To qualify them by obtaining income documentation, running of credit, job history, what are their accomplishment in the buying or refinancing
- Experience in many type of loan including some knowledge of commercial loans as well
- Going to open houses to build relationship with listing agents
- Doing open houses with agents to obtain business through that channel.
Dock Worker / Hostler
FedEx
Mira Loma, CA
02.2015 - 09.2017
- Loading and unloading trailers with the use of forklift, hand truck, drum dollies, making sure freight matches travel copy
- Also park trailers against the dock and removing them from the dock to its parking destination all done by use of a yard goat.
Mortgage Loan Officer
Pacific Mortgage
Corona, CA
02.2012 - 04.2015
- Well rounded in many different finance programs (FHA, FANNIE, FREDDIE, USDA, VA)
- Obtain loans for individuals who want to buy a home or refinance their home
- To qualify them by obtaining income documentation, running of credit, job history, what are their accomplishment in the buying or refinancing
- Also knowledge in programs for HARP (Home Affordable Refinance Programs).
Skills
- Physical Strength and Stamina
- Hand and Power Tool Operation
- Critical Thinking
- Active Listening
- Work Order Following
- Forklift certified and 30 years experience
- 30 years hostler experience
Certification
Forklift operator and yard goat operator
Timeline
Dock Worker / Hostler
FedEx
07.2021 - Current
Mortgage Loan Officer
Residential Bancorp
08.2018 - Current
Mortgage Loan Officer
321 Mortgage
10.2017 - 02.2018
Mortgage Loan Officer
Equinox
04.2015 - 10.2017
Dock Worker / Hostler
FedEx
02.2015 - 09.2017
Mortgage Loan Officer
Pacific Mortgage
02.2012 - 04.2015