Summary
Overview
Work History
Education
Skills
Affiliations
Timeline
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Gerald Finney

Allen,TX

Summary

Strategic-thinking professional with expertise driving business growth to exceed expectations. Proven track record of developing and re-positioning client portfolios across a myriad of industries and credit structures that result in optimized relationships.

Overview

35
35
years of professional experience

Work History

Senior Vice President/Alternate Group Manager

Comerica Bank
01.2001 - Current
  • Manage a large corporate client portfolio across a 4 state territory with credit commitments exceeding $700 million
  • Client industries are diverse with operations in manufacturing, distribution and service industries
  • Developed and re-positioned portfolios multiple times to meet the strategic objectives of the organization
  • Grew portfolio by 100% while maintaining credit discipline across multiple years of management
  • Primary Relationship Manager for customers that generated over $250 million of new deposits, the largest growth in the bank
  • Credit underwriting/portfolio management skills resulted in exemplary credit metrics with $0 net charge-offs from managed portfolio
  • Generated one year capital markets fees exceeding $2.7 million
  • Manage internal network of product professionals with expertise in the follow disciplines: capital markets, foreign exchange, asset management, treasury management
  • Recognized as Comerica Chairman's Circle Award Winner in 3 consecutive years
  • Negotiated successful restructurings/exits of problem loans in troubled industry verticals

Vice President

Credit Lyonnais
01.1992 - 12.2000
  • Managed a large corporate client portfolio across a 3 state territory with credit commitments exceeding $500 million
  • Client industries were diverse with operations in manufacturing, distribution and service industries
  • Developed portfolio which resulted in 100% growth
  • Credit underwriting/portfolio management skills resulted in exemplary credit metrics with $0 net charge-offs from managed portfolio
  • Generated one year capital markets fees exceeding $5 million
  • Began tenure as Credit Analyst supporting multiple Relationship Mangers and subsequently promoted to Relationship Manager position

Credit Analyst

First National Bank of Chicago
06.1989 - 11.1991
  • Graduated from the bank's intensive Credit Officer Development Training Program
  • Assessed credit risk and analyzed financial statements
  • Prepared client/prospect marketing presentations
  • Supported a wide range of Relationship Managers across multiples industries and revenue sizes from Small Business to Large Corporate clients
  • Participated in joint client/prospect calls to foster new business development
  • Promoted from the general analyst pool to relocate and support the Atlanta Office

Education

MBA - Finance

Clark Atlanta University
Atlanta, GA
05.1989

Bachelor of Science - Business Administration

Florida Agricultural And Mechanical University
Tallahassee, FL
12.1986

Skills

  • Business Development
  • Credit Analysis
  • Operational Excellence
  • Trained Trusted Advisor

Affiliations

  • Florida A&M University National Alumni Association DFW Chapter
  • Let Life Live Inc.
  • Phi Beta Sigma Fraternity Inc

Timeline

Senior Vice President/Alternate Group Manager

Comerica Bank
01.2001 - Current

Vice President

Credit Lyonnais
01.1992 - 12.2000

Credit Analyst

First National Bank of Chicago
06.1989 - 11.1991

MBA - Finance

Clark Atlanta University

Bachelor of Science - Business Administration

Florida Agricultural And Mechanical University
Gerald Finney