Gilbert Durham
Indianapolis,IN
Summary
Licensed Mortgage Loan Officer with 28 years of experience in Loan Origination. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations.
Detail-oriented team player with strong organizational skills. Ability to handle multiple applications simultaneously with a high degree of accuracy.
Overview
24
24
years of professional experience
Work History
Mortgage Banker
The Federal Savings Bank
04.2018 - 04.2024
- Determined appropriate rate locks, issuance of disclosures.
- Effectively managed client relationships.
- Maintained a high level of product knowledge, staying current with industry trends and regulations.
- Collaborated with underwriters to resolve complex loan scenarios, resulting in successful funding of loans.
- Connected borrowers to appropriate resources for resolving credit issues when necessary, improving chances for future approval success.
- Provided guidance to borrowers regarding various loan programs, helping them select the best option for their situation.
- Delivered prompt communication with all parties involved in transactions, fostering strong professional relationships.
- Conducted thorough analyses of applicants'' financial status, credit, and property evaluations to determine loan feasibility.
- Monitored pipelines to track and log status of loans.
- Executed loan origination process, including ordering credit reports, appraisals and preliminary title reports.
- Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.
- Streamlined application processes for faster approvals, ensuring timely closings on mortgage loans.
- Managed risk exposure through careful adherence to established guidelines during loan origination process.
Sr. Mortgage Consultant
Waterstone Mortgage
02.2011 - 04.2018
Mortgage Consultant
Sun Mortgage Company, LLC
02.2000 - 03.2011
Education
No Degree - Engineering (Pre-Engineering)
Purdue University
West Lafayette, INHigh School Diploma -
Cathedral High School
Indianapolis, United States06.1986
Skills
- Cultivating business referrals
- Interviewing and consulting loan prospects
- Matching clients with available programs
- Managing loan pipeline, providing necessary updates to all parties
- Participating in ongoing training to stay relevant
- Remaining current on changes in industry guidelines
Timeline
Mortgage Banker
The Federal Savings Bank
04.2018 - 04.2024
Sr. Mortgage Consultant
Waterstone Mortgage
02.2011 - 04.2018
Mortgage Consultant
Sun Mortgage Company, LLC
02.2000 - 03.2011
No Degree - Engineering (Pre-Engineering)
Purdue University
High School Diploma -
Cathedral High School
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