Greg Swift
Senior Credit Risk Analyst
Farmington,MN
Summary
Competent Credit Risk Analyst, bringing a wealth of experience in analyzing documentation to determine the level of risk involved and developing methodologies to predict future risk behaviors. Team-oriented individual highly skilled in credit policies and corporate regulations. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures. Offering excellent time management and interpersonal skills and a desire to work for an industry-leading company.
Overview
19
19
years of professional experience
Work History
Senior Credit Risk Analyst
Wells Fargo Home Lending
Minneapolis, MN
09.2016 - Current
- Conduct weekly presentations to upper management and executive leaders.
- Analyze federal agency policies and conduct credit and collateral risk assessments.
- Make credit policy decisions and recommendations while keeping corporate risk appetite and investor tolerances in mind.
- Comply with internal controls and government regulations.
- Identify issues, analyze data and provide solutions to problems.
- Use critical thinking to break down problems, evaluate solutions, and make decisions.
- Partner across multiple business channels to drive operational efficiency, consistency, and awareness of policy updates.
- Embrace candor and cross-functional collaboration to assess risk, controls, and processes for risk-related activities.
- Consistently tasked with leading several high-priority initiatives for company.
Market Lending Manager
Wells Fargo Home Lending
Minneapolis, MN
03.2012 - 09.2016
- Trained newly hired employees to provide information regarding processes, procedures and deadlines.
- Lead team charged with consumer lending compliance and risk evaluation.
- Conducted weekly one-on-one meetings with employees to provide performance evaluations, resolve issues and answer questions.
- Supervised team of 13 Lending Officers, promoting positive environment and instilling model of hard work and dedication.
- Established and enforced internal controls, workflows and policies for tracking, reconciling and reporting on credit risk activities.
- Increased credit quality by implementing initiatives that addressed long-standing problems.
Lending Officer
Wells Fargo Home Lending
Minneapolis, MN
01.2008 - 03.2012
- Created and facilitated multiple training courses.
- Evaluated performance of approximately 75 underwriters and helped improve overall credit quality by implementing improvement plans.
- Provided subject matter expertise in all credit and collateral quality activities.
- Trained junior team members in underwriting procedures and loan quality standards.
- Collaborated with operations management to provide feedback on underwriting teams.
Senior Mortgage Underwriter
Wells Fargo Home Lending
Minneapolis, MN
09.2002 - 01.2008
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
- Reviewed team underwriting decisions to identify incorrect actions and reverse previous decisions when merited.
- Maintained mortgage program compliance with federal agencies such as VA, HUD and FNMA.
- Consistently recognized as top-performer due to high production.
Education
Bachelor of Science - Personal Finance
Minnesota State University - Mankato
Mankato, MN05.2003
Skills
- Federal agencies credit and collateral programs
- Lending regulations
- Verbal and written communication
- Credit risk
- Critical Thinking
- Excellent Communication
- Cultural Awareness
- Timely execution
- Coach and mentor
- Strategic Thinking
- Risk appetite
- Experienced with Microsoft Office (Power Point, Microsoft Excel and Microsoft Word) software
Timeline
Senior Credit Risk Analyst
Wells Fargo Home Lending
09.2016 - Current
Market Lending Manager
Wells Fargo Home Lending
03.2012 - 09.2016
Lending Officer
Wells Fargo Home Lending
01.2008 - 03.2012
Senior Mortgage Underwriter
Wells Fargo Home Lending
09.2002 - 01.2008
Bachelor of Science - Personal Finance
Minnesota State University - Mankato