Hailey McMillion
Senior Loan Officer And Real Estate Broker
Peoria,Illinois
Summary
Loan officer supporting complex residential financing decisions through application review, risk analysis, and borrower guidance, holding an NMLS License. Translates credit files, underwriting requirements, and property details into clear financing recommendations that keep transactions moving. Manages multiple active loans at once using Excel while maintaining accurate records and consistent communication across stakeholders.
Overview
2
2
Certifications
12
12
years of professional experience
Work History
Senior Residential Loan Officer
COMPASS MORTGAGE/FORTRESS BANK
Peoria, IL
06.2020 - Current
- Manage mortgage transactions from application through closing, coordinating borrowers, real estate professionals, title companies, underwriting, and other stakeholders to support timely and accurate completion.
- Analyze financial information, credit history, property information, documentation, and risk factors to evaluate transaction feasibility and identify appropriate financing solutions.
- Review loan files for accuracy, completeness, and compliance with established underwriting policies and regulatory requirements.
- Monitor multiple transactions simultaneously, identify potential issues, and proactively coordinate resolutions to maintain deadlines and minimize delays.
- Track and document transaction status using Excel and other technology-based systems to maintain accurate records and monitor workflow.
- Translate complex financial, regulatory, and transactional information into clear recommendations for clients and professional partners.
- Exercise independent judgment when evaluating loan scenarios, potential risks, and financing options while considering individual client needs.
- Build and maintain professional relationships with real estate brokers, title professionals, clients, and other industry partners.
- Provide day-to-day guidance to a mortgage processor and mentor a newer professional—sharing knowledge of transaction processes, documentation requirements, and client-service practices.
- Identify opportunities to improve workflow and communication processes to increase efficiency and reduce errors.
Real Estate Broker
JIM MALOOF/REALTOR
Peoria, IL
03.2015 - Current
- Manage complex real estate transactions from client consultation through contract execution and closing with buyers, lenders, title companies, and owners.
- Negotiate purchase and sale contracts, document terms clearly, and advocate for client interests throughout each deal.
- Monitor contract milestones and execution to support compliance with negotiated terms and timely closing.
- Conduct comparative market analysis, review local sales data, and use market trends to establish property values and advise clients.
- Guide residential, commercial, and investment property transactions while helping clients weigh opportunities, risks, and financial considerations.
- Coordinate multiple concurrent transactions with significant financial and contractual requirements while maintaining close attention to detail; Recognized among the top 25 brokers within Jim Maloof/REALTOR.
- Build and maintain relationships with property owners, buyers, lenders, title companies, attorneys, brokers, and other stakeholders while training and mentoring real estate professionals.
Restaurant Manager
BOB EVANS FARMS
Marion, IL
08.2015 - 01.2016
- Managed and motivated 50+ employees in a fast-paced operational environment.
- Recruited, interviewed, hired, onboarded, and trained employees while maintaining required personnel documentation.
- Evaluated employee performance, delivered coaching, and supported development through constructive feedback.
- Developed and implemented operational procedures and protocols to improve workplace safety, consistency, and efficiency.
- Managed operating costs and budgetary controls while improving profitability.
Education
Associate of Science - Business Management
JOHN A. LOGAN COLLEGE
Carterville, IL01.2013
High School Diploma - undefined
PEKIN COMMUNITY HIGH SCHOOL
Pekin, IL01.2009
Skills
- Transaction management
- Contract negotiation
- Market analysis
- Stakeholder relations
- Google Workspace
- Loan file review
- Underwriting support
- Workflow coordination
- Client guidance
- Underwriting conditions management
- Borrower prequalification
- Secondary market delivery
- Escrow coordination
- Rate lock management
- Loan structuring
- Conventional loan guidelines
- VA lending
- FHA lending
- HMDA reporting
- TRID compliance
- Encompass loan origination system
- Excel
- Compliance & risk assessment
Certification
National Mortgage Licensing System (NMLS) License
Timeline
Senior Residential Loan Officer
COMPASS MORTGAGE/FORTRESS BANK
06.2020 - Current
Restaurant Manager
BOB EVANS FARMS
08.2015 - 01.2016
Real Estate Broker
JIM MALOOF/REALTOR
03.2015 - Current
High School Diploma - undefined
PEKIN COMMUNITY HIGH SCHOOL
Associate of Science - Business Management
JOHN A. LOGAN COLLEGE