Hector Plaza
Saratoga Springs,UT
Summary
Financial analyst with a focus on risk management and investment strategy development. Enhanced forecasting accuracy through advanced financial modeling, driving strategic initiatives and increasing operational compliance while fostering strong client relationships.
Overview
2
2
Languages
16
16
years of professional experience
Work History
Risk Analyst
Merrill Lynch
Remote
02.2022 - 12.2025
- Monitored financial markets to identify emerging risks and assess potential impacts on investment strategies.
- Analyzed risk factors related to investment strategies and market trends.
- Collaborated with teams to develop risk management frameworks and policies.
- Enhanced forecasting accuracy by creating advanced financial models and tools.
- Led initiative for process improvements in forecasting, increasing accuracy for project management teams.
- Conducted detailed financial analysis to evaluate operational trends, identifying key areas for improvement.
- Synthesized data from multiple sources, presenting key drivers and recommendations to senior management.
- Streamlined financial reporting, providing concise analysis of key financial data for decision-making.
- Developed business models to forecast revenue and operating expense variance amid market changes.
Investment Officer, Treasury
Banco Popular Puerto Rico
San Juan, Puerto Rico
04.2015 - 01.2022
- Managed and developed investment portfolios to align with client objectives and risk profiles.
- Analyze transaction details (product, counterparty, pricing, authorization and transactions limits) to make sure it complies with applicable policies, procedures and internal control processes.
- Prepare proper documentation (OFAC screening and account verification) before approval for opening account funds to respective clients.
- Prepared month-end cash, slot, and reconciliation reports to support accurate financial reporting.
- Reconciled system information with third-party confirmations to maintain accuracy and integrity of financial records.
- Cultivated client relationships through direct communication, resulting in increased client loyalty and satisfaction.
Treasury Back Office Specialist
Doral Bank
San Juan, Puerto Rico
11.2009 - 04.2015
- Managed daily cash flow forecasting to ensure accurate financial planning.
- Prepared and sent trade confirmations, ensuring alignment with operational teams of broker/dealers and counterparts.
- Resolved discrepancies between front office tickets and counterparty responses to maintain operational integrity.
- Collaborated with underwriting and treasury teams to streamline onboarding processes, improving efficiency for new business.
- Analyze the financial statements of all securities prior to their inclusion in managed portfolios.
- Performed due diligence and operational reviews, enhancing transparency and effectiveness of new programs.
- Consistently met or exceeded performance metrics, contributing to the overall success of the back office team and company as a whole.
- Reduced processing errors with thorough attention to detail and adherence to established protocols.
Education
Bachelor of Science - Aviation Management
Interamerican University of Puerto Rico
Bayamon, Puerto Rico06-2011
High School -
University Gardens High School
San Juan, PR01-2006
Skills
- Risk management
- Risk assessment
- Investment analysis
- Portfolio management
- Financial modeling
- Cash flow forecasting
- Analytical skills
- Problem solving
- Project prioritization
- Attention to detail
- Effective communication
- Team collaboration
- Risk communication
Languages
Spanish
Native/ Bilingual
English
Native/ Bilingual
Timeline
Risk Analyst
Merrill Lynch
02.2022 - 12.2025
Investment Officer, Treasury
Banco Popular Puerto Rico
04.2015 - 01.2022
Treasury Back Office Specialist
Doral Bank
11.2009 - 04.2015
Bachelor of Science - Aviation Management
Interamerican University of Puerto Rico
High School -
University Gardens High School