Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Sr. Loan Officer Associate
City National Bank
06.2022 - 02.2023
Explained very technical financial information to applicants in easy to understand language.
Evaluated loan requests and documents to verify accuracy and completeness.
Monitored pipelines to track and log status of loans.
Processed loan applications and monitored progress from start to finish.
Assisted customers with completing loan applications and other paperwork.
Contacted customers via mail, telephone and email to relay acceptance or rejection of applications.
Tracked loan status and updated applicant information to inform lenders of changes to applicants' financial situation.
Reviewed financial statements and contacted institutions and customers to clarify details.
Responded proactively and positively to rapid change.
Participated in team meetings and training sessions to stay informed about product updates and changes.
Met customer call guidelines for service levels, handle time and productivity.
Collaborated with other departments to promptly process loan applications.
Developed and maintained relationships with customers, lenders and other third parties.
Sr. Loan Processor/Closer
Nation One Lending
11.2012 - 06.2022
Developed and maintained relationships with customers and loan officers to establish smooth loan process.
Reviewed and validated details of loan applications and closing documentation.
Set up, stored and updated customer files, department records and regulatory paperwork.
Corroborated on-time payments and meeting of loan terms by assessing customer accounts.
Calculated, reviewed and corrected errors on interest, principal and closing costs.
Consulted with outside vendors to identify and resolve loan closing issues.
Handled any conditions sent from underwriting departments.
Facilitated communication with loan applicants, underwriters and loan officers to optimize process and maintain updated information.
Enhanced productivity levels by anticipating needs and delivering outstanding support.
Collaborated with staff members to enhance customer service experience and exceed team goals through effective client satisfaction rates.
REO and Trustee sale Transaction Coordinator
Re/Max of
09.2006 - 02.2012
Review purchase agreement any counter offers, amendments and related disclosures to ensure all are properly executed
Open Escrow and make sure EMD was received
Prepare full disclosures packages including all of the required C.A.R and Brokerage forms
Handling all aspects of real estate transaction for realtor
Working knowledge of mortgage loan documentation; foreclosure processing best servicing practices; default/foreclosure laws and regulations; and FNMA, FHLMC, FHA, and VA guidelines
Prepare and maintain reports to management regarding status of all REO, Inspections and Property Preservation upon request
Coordinate the Eviction process on select properties with Foreclosure attorney vendors and clients to ensure timely vacancies
Utilized customer service software to manage interactions and track customer satisfaction.
Educated customers about billing, payment processing and support policies and procedures.
Promoted available products and services to customers during service, account management, and order calls.
Reached out to customers after completed sales to suggest additional service or product purchases.
Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.
Established team priorities, maintained schedules and monitored performance.