Hunter Mazza
1220 W 9th Street,OH
Summary
Motivated and detail-orientated financial professional with experience in credit analysis and underwriting. Successfully completed a comprehensive training program at KeyBank, gaining a strong foundation in risk assessment, financial analysis, and credit fundamentals. Strong collaborator and team player with the ability to work independently to achieve goals. Skilled at multi taking,and prioritizing work to meet all deadlines while maintaining high-quality standards and deliverables.
Overview
2
2
years of professional experience
Work History
Commercial Credit Analyst
KeyBank
11.2024 - Current
- Analyzes existing commercial clients with total exposure between $1-$10+ million, creating credit memos and supporting strategic credit decisions
- Collaborates with senior underwriters and credit officers to review existing client relationships, present credit memos, and enhance the decision-making processes
- Tests financial covenants to ensure compliance, assess risk, and recommend risk ratings per bank policy
- Covenant Ratio Examples: current ratio, fixed charge coverage ratio, debt service coverage ratio, debt to tangible net worth, and more
Commercial Credit Underwriting Analyst Training Program
KeyBank
07.2024 - 10.2024
- Developed financial analysis skills by assessing company financial statements, cash flow projections, and creditworthiness to support loan underwriting decisions
- Learned to spread financial statements by inputting and analyzing balance sheets, income statements, and cash flow statements to assess borrower financial health and credit risk
- Gained hands-on experience in risk assessment by analyzing industry trends, debt structures, and borrower profiles to identify potential risks and mitigants
Retail Banking Intern
KeyBank
05.2023 - 08.2023
- Maintained an organized schedule to finish all online trainings and learn branch procedures
- Effective communication with co-workers and clients to learn different roles and provide excellent customer service
- Service skills recognized through multiple high scoring client review surveys
Education
N/A - Finance
Worcester State University
Worcester, MABachelor of Business Administration - Finance
University of Massachusetts Amherst
Amherst, MA12.2023
Study Abroad Exchange Program
01.2023
Skills
- NCino
- Financial modeling
- Loan IQ
- Moody’s CreditLens
- Proficient in Microsoft Office (Word, Excel PowerPoint)
- Excellent Written & Oral Communication
- Financial Analysis
- Risk Assessment
- Covenant Compliance
- Data-Driven Decision-Making
Timeline
Commercial Credit Analyst
KeyBank
11.2024 - Current
Commercial Credit Underwriting Analyst Training Program
KeyBank
07.2024 - 10.2024
Retail Banking Intern
KeyBank
05.2023 - 08.2023
Study Abroad Exchange Program
N/A - Finance
Worcester State University
Bachelor of Business Administration - Finance
University of Massachusetts Amherst
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