Inayatulla Pirzade

• Improved team efficiency by implementing Agile and Scrum methodologies for project management.
• Facilitated Scrum framework – sprint planning, backlog grooming, daily scrums, sprint reviews, and sprint retrospectives.
• Collaborated with Product Owners to refine requirements and ensure alignment with business goals.
• Collaborated with product owners, team members, technologists, and other scrum masters to define solutions and drive progress.
• Managed product backlog effectively, prioritizing high-value items for faster completion.
• Conducted daily stand-up meetings, sprint planning sessions, and sprint reviews, ensuring effective communication among team members.
• Coached cross-functional teams on Agile principles, leading to an increase in successful project deliveries.
• Developed custom Scrum boards for better task tracking and transparency within the team.
• Managed product backlog and supported Scrum framework for monthly sprint releases.
• Implemented continuous improvement initiatives through regular retrospective meetings with the team.
• Worked closely and listened to team members' feedback to identify issues and resolve conflicts.
• Resolved conflicts and facilitated open communication among team members, promoting a healthy work environment.
• Facilitated seamless integration of new team members into existing projects without compromising productivity levels.
• Identified potential risks early in the project lifecycle and implemented mitigation strategies accordingly.
• Optimized resource allocation by identifying and addressing bottlenecks in project workflows, leading to reduced time-to-market for product releases.
• Boosted customer satisfaction scores by providing regular updates on product enhancements resulting from feedback provided during sprint review meetings.
• Implemented key performance metrics to track team progress and identify areas of improvement consistently throughout projects'' lifecycles.
• Assessed and reported progress to stakeholders regularly, maintaining transparency throughout the project lifecycle.
• Achieved consistent on-time delivery of project milestones by closely monitoring progress and adjusting plans as needed.

Approved or denied loans based on established criteria and underwriting guidelines.

• Identified possible fraud risks through meticulous evaluation of application materials, protecting both lenders and homebuyers from potential losses.
• Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
• Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
• Worked with processing team members to communicate errors and obtain missing information for current applications.
• Increased customer satisfaction by providing timely feedback on application status and addressing potential issues promptly.
• Supported the loan origination team by providing expert knowledge and guidance on complex underwriting scenarios, enabling well-informed decisions in challenging cases.
• Verified integrity of applicants' information to minimize fraud.
• Achieved high levels of accuracy in data entry and analysis, ensuring streamlined processes throughout the mortgage underwriting lifecycle.
• Negotiated and communicated with loan officers, processors and loan applicants to reach satisfactory loan terms.
• Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
• Enhanced risk assessment accuracy by conducting thorough reviews of credit reports, employment history, and income verification documents.
• Collaborated with loan officers and processors to obtain additional information and resolve discrepancies.
• Demonstrated sound decision-making skills when assessing borrower eligibility based on financial stability, creditworthiness, and collateral value.
• Reviewed appraisals and title documents to verify accuracy and completeness.
• Assisted in training new team members, fostering a collaborative work environment that supported professional growth.
• Reduced processing time for mortgage applications through diligent management of underwriting tasks.
• Provided comprehensive explanations of loan terms and conditions to clients, ensuring full understanding before finalizing agreements.
• Enhanced loan application accuracy by meticulously reviewing financial documents and identifying inconsistencies.
• Improved team productivity with development and implementation of standardized underwriting guidelines.
• Mentored junior team members, contributing to their professional growth and development.
• Established best practices for knowledge sharing, fostering a culture of continuous learning and improvement.
• Developed effective training materials for diverse audiences, resulting in improved skillsets and increased job satisfaction.
• Enhanced team performance by providing expert guidance on critical projects and strategic initiatives.

• Streamlined operational efficiency by identifying areas for improvement and proposing actionable solutions.
• Effectively managed multiple competing priorities while maintaining focus on delivering exceptional results for clients and the organization.
• Implemented process improvements that led to significant time savings and increased accuracy in deliverables.
• Consistently maintained strong relationships with clients, ensuring clear communication and timely updates on project progress.
• Trained and supported new team members, maintaining culture of collaboration.
• Mentored junior associates, fostering professional growth and helping them reach their full potential.
• Completed daily logs for management review.