Jacalyne Lodwig
Summary
Licensed Mortgage Loan Officer with significant background in residential lending and credit underwriting. Strengths include knowledge of loan products, document analysis, and the ability to assess risk/financial stability. Notable contributions include streamlining loan application processes and consistently meeting clients, as well as our teams, needs for optimal solutions.
Overview
6
6
years of professional experience
2
2
years of post-secondary education
Work History
Licensed Mortgage Loan Officer
Mid-Continent Funding Inc.
05.2025 - Current
- Collect, review and verify documentation to determine financial stability and risk. Advise lending decision and carry file throughout entire transaction. Balance opportunity and risk analysis for both lending side as well as client.
Licensed Field Underwriter
Spring Venture Group
06.2024 - 04.2025
- Generate and retain business with clients. Preform plan analysis based off of situation and need(considering financial and medical standpoints of clients). Assist clients with effective and thorough communication, while relaying options. Communicate with Carriers when needed. Stay up to date on present and previous guidelines and procedures
Licensed Mortgage Specialist
Veterans United Home Loans
Columbia, USA
12.2021 - 09.2023
- Originate mortgage prequalifications and pre approvals. Pull & analyze credit reports while determining credibility of the borrowers. Verify income and personal documents from borrowers. Educate borrowers on loan process/products or service alternatives. Work alongside Loan Officers, Closers and Underwriters for processing.
Program Assistant
Fulton Forensic Center
Fulton, USA
08.2020 - 03.2022
- Observe and record behaviors daily per program orders. Follow on-site physicians procedures and polices while assisting. Enforce program with staff and clients. Communicate and document for physicians as needed.
Account Coordinator
Apex Systems
02.2021 - 11.2021
- Collect and verify lease agreements, invoices, personal identification and documentation. Allocate government funds to appropriate recipients during COVID crisis. Stay up to date with changes in policies and protocols(daily) as this program was the first to be made.
Education
Associate of Arts -
Moberly Area Community College
Columbia, MO 08.2019 - 05.2021
Missouri Esthetics License -
Merrell University
Jefferson City, MO 08.2018 - 04.2019
Skills
- Risk assessment
- Mortgage regulations
- Loan processing
- Compliance management
- Networking strategies
- Effective communication
- Time management
- Team collaboration
- Pipeline management
- Document review
- Document analysis
- Financial analysis
- Underwriting support
Timeline
Licensed Mortgage Loan Officer
Mid-Continent Funding Inc.
05.2025 - Current
Licensed Field Underwriter
Spring Venture Group
06.2024 - 04.2025
Licensed Mortgage Specialist
Veterans United Home Loans
12.2021 - 09.2023
Account Coordinator
Apex Systems
02.2021 - 11.2021
Program Assistant
Fulton Forensic Center
08.2020 - 03.2022
Associate of Arts -
Moberly Area Community College
08.2019 - 05.2021
Missouri Esthetics License -
Merrell University
08.2018 - 04.2019