Tyler Hussey
Cape Girardeau,MO
Summary
Organized Mortgage Loan Officer with 5 years of experience in Broker Mortgage Loan Industry. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations.
Overview
6
6
years of professional experience
Work History
Licensed Mortgage Loan Officer
The Mortgage Place
Cape Girardeau, Missouri
01.2019 - Current
- Reviewed loan files and updated to match current standards.
- Worked with underwriters to fix application problems and resolve issues.
- Fielded customer complaints and provided solutions.
- Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
- Explained different types of loans pertaining to client situations.
- Proactively identified solutions for customers experiencing credit issues.
- Explained very technical financial information to applicants in easy to understand language.
- Supervised loan personnel and motivated to maintain customer service and performance standards.
- Compiled closing packages for drafting and presentation accuracy.
- Monitored pipelines to track and log status of loans.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
Licensed Mortgage Loan Officer
Homestead Financial Mortgage
St. Louis, MIssouri
12.2017 - 12.2018
- Reviewed loan files and updated to match current standards.
- Worked with underwriters to fix application problems and resolve issues.
- Explained different types of loans pertaining to client situations.
- Oversaw scheduling of timely loan closing to satisfy borrower needs.
- Monitored pipelines to track and log status of loans.
- Compiled closing packages for drafting and presentation accuracy.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
Mortgage Loan Officer Assistant
Vinson Mortgage Group
St. Louis, Missouri
06.2016 - 12.2017
- Documented borrower's information in loan processing system and resolved any discrepancies.
- Coordinated with realtors and title companies to identify discrepancies and update different teams on processing progress.
- Worked with Loan Officer to create application profile in system and review key information at various stages within process.
- Cultivated productive relationships with clients, realtors and title/escrow officers to increase profits and expand customer base.
- Set up files using loan officer checklist and submitted on-time for processing.
- Assisted with timely loan closing and funding activities with efficient management of task checklists.
- Liaised with clients to guide through loan closing process and skillfully handle any concerns.
- Supported loan processing by compiling applicant documentation such as credit reports, employment verifications and financial history paperwork.
- Conferred with applicants and creditors to obtain information and resolve paperwork discrepancies.
- Prepared professional business correspondence on behalf of loan officer to obtain information and facilitate processing steps.
- Maintained referral pipeline by reaching out regularly to real estate agents, referral partners and past clients.
Education
Bachelor of Science - Corporate Communications
Southeast Missouri State University
Cape Girardeau, MO05.2017
Skills
- Automated Underwriting System (AUS)
- Credit History Review
- Income Evaluation
- Application Review
- Loan Feasibility Assessment
- Loan File Review
- Referral Network Development
- Product Education
- Credit File Updating
- Tax Liability Calculation
- Loan File Maintenance
- Loan Processing Coordination
Timeline
Licensed Mortgage Loan Officer
The Mortgage Place
01.2019 - Current
Licensed Mortgage Loan Officer
Homestead Financial Mortgage
12.2017 - 12.2018
Mortgage Loan Officer Assistant
Vinson Mortgage Group
06.2016 - 12.2017
Bachelor of Science - Corporate Communications
Southeast Missouri State University