Mortgage Loan Officer
Freedom Mortgage Corporation
Mount Laurel, NJ
02 15 - 03 2021
- Provided exceptional customer service experiences by building rapport with inquiring clients through phone applications
- Analyzed and advised applicants of their credit rating, financial situation, and valuation of subject property to determine credit worthiness and the ability to repay
- Evaluated, authorized, or denied Mortgage approvals
- Based on credit and income analysis determined available products best suited for clients need and develop strategic financial planning solutions
- Obtained, analyzed, and reviewed financial and other supporting documents to substantiate income
- Worked with Underwriters and Processors to problem solve and find alternative solutions while remaining within product guidelines
- Ordered and reviewed appraisals. Collaborated with third parties (appraisers, title companies, and closing agent) to update client with loan status and timeline expectations
- Obtained Underwriters Final Approval, collected closing disclosures and ensured they were signed.
- Verified funds were wired and loan record was recorded