A motivated and dedicated individual with strong interpersonal skills looking to maintain a full-time position that offers professional challenges.
Overview
9
9
years of professional experience
Work History
Senior Business Underwriter
Happy State Bank
10.2022 - Current
Analyzed credit, income, and collateral positions, during the underwriting process.
Assisted in developing training materials used to educate new hires on essential job functions, contributing to their successful onboarding and integration into the team.
Streamlined application processing, reducing wait times by creating a step-by-step workflow to allow for a smooth transition post-conversion.
Mentored junior underwriters, providing guidance on best practices and improving overall team performance.
Conducted regular audits of underwriting files to ensure accuracy, compliance, and consistency in decision-making processes.
Business Underwriter
Happy State Bank
09.2021 - 10.2022
Analyze borrower's credit history and performance to ensure they are capable of repaying the loan request
Review financial information provided by borrowers to gain the best understanding of where their income derives from
Work closely with lenders to gain the best understanding of the customer and the credit at hand
Create credit packages to present to lenders
Train new employees and provide assistance when questions arise
Loan Servicing Specialist
Happy State Bank
03.2020 - 09.2021
Perform maintenance on Commercial, Consumer, and Mortgage Loans
Create entries to ensure that GL's were in balance
Review customer's financial statements
Ensure that the Bank is abiding all flood-related property insurance regulations
Consult with customer and outside vendors to ensure everything is correct prior to closing
Perform loan payments
Store customer documents into organized files to maintain consistency
Prepare payoff statements for title companies
Handle loans that are purchased/sold to participating banks
Review loan documents prior to closing
Teller
Happy State Bank
08.2019 - 03.2020
Processed customer transactions quick and in a timely manner
Completed high-volume money counts
Answered telephone inquires on banking products
Worked at a steady pace to ensure customers were taken care of with minimal wait
Completed miscellaneous tasks that were assigned to me by the branch manager
Switched work shifts to ensure that the branch was fully staffed at all times
Sale's Associate
Dillard's Department Store
09.2018 - 06.2019
Engaged with customers to provide any assistance and build lasting relationships
Maintained a clean workplace to make sure that the customers were able have an enjoyable shopping experience
Helped customers find the exact product for their special occasion
Strongly competed in the monthly sales race
Solved customer issues in a polite and professional manner
Trained new employees on how to ensure that customers felt as if they were shopping more with a friend rather than a salesman
Sale's Associate
Academy Sports And Outdoors
07.2016 - 08.2018
Answered customer's questions regarding sports, fitness, and accessories
Helped customers locate products in store or gave them the best option to get their products by the time of their next event
Prepared merchandise for the sales floor by pricing and tagging
Maintained records on our hottest selling items to make sure that we were able to keep proper inventory
Assisted customers in processing returns and simple cash transactions
Trained new employees to provide them with the knowledge they needed to be successful for the store
Worked alongside management to create new ideas and displays that would catch a customer's eye
Education
BBA - Business Administration
West Texas A&M University
Canyon, TX
12.2019
Skills
Professional
Team-oriented
Problem Solving
Critical Thinking
Time Management
Communication
Timeline
Senior Business Underwriter
Happy State Bank
10.2022 - Current
Business Underwriter
Happy State Bank
09.2021 - 10.2022
Loan Servicing Specialist
Happy State Bank
03.2020 - 09.2021
Teller
Happy State Bank
08.2019 - 03.2020
Sale's Associate
Dillard's Department Store
09.2018 - 06.2019
Sale's Associate
Academy Sports And Outdoors
07.2016 - 08.2018
BBA - Business Administration
West Texas A&M University
Similar Profiles
Rollie McAllisterRollie McAllister
Lending and Operation Rep at Happy State BankLending and Operation Rep at Happy State Bank