Summary
Overview
Work History
Education
Skills
Timeline
Generic

Jailyn Bankston

Killeen,TX

Summary

Banking and loan operations professional with 7+ years of experience supporting consumer and mortgage lending, financial operations, regulatory compliance, document validation, income analysis, account servicing, and client resolution. Experienced in reviewing loan documentation for accuracy and completeness, analyzing borrower income, coordinating with loan officers and closers, and ensuring files meet internal and regulatory requirements. Proven ability to manage high-volume workloads while maintaining quality, accuracy, and service standards.

Overview

9
9
years of professional experience

Work History

Bus Operator

Keolis Transit
Austin, TX
08.2024 - 02.2026

Safely operated transit vehicles while providing professional customer service in a fast-paced, safety-sensitive environment. Conducted pre- and post-trip inspections, accurately documented vehicle defects using ZONAR, followed strict safety and operating procedures, and assisted passengers in accordance with ADA requirements.

Loan Operations Representative

Bank of America
Austin, TX (Remote)
12.2021 - 05.2024

Reviewed high-volume financial and operational documentation for accuracy, completeness, and compliance with bank policies and regulatory requirements. Conducted detailed research and analysis to identify discrepancies, resolve operational issues, and prevent process disruptions. Performed compliance reviews across significant volumes of client accounts while maintaining established quality standards. Analyzed customer complaint cases and service interactions to determine appropriate resolution and ensure documentation met enterprise and regulatory requirements. Collaborated with multiple teams on operational and compliance initiatives, supporting process improvements and risk mitigation.

Loan Processor

Bank of America
Austin, TX (Remote)
12.2020 - 12.2021

Processed mortgage loan applications by collecting, reviewing, analyzing, and validating required borrower documentation, including income, tax, and appraisal documents. Performed detailed income analysis for wages/salary, Social Security, and pension income to support loan qualification and processing. Reviewed loan files for completeness, accuracy, regulatory requirements, and adherence to internal policies before submission to underwriting. Maintained multiple loan-processing workflows simultaneously while meeting established quality and service standards. Communicated complex loan and documentation requirements to loan officers and closing teams, resolving issues and keeping files moving through the process. Collaborated across lending teams to ensure accurate and timely completion of loan requirements.

Relationship Banker

Bank of America
Austin, TX
08.2019 - 12.2020

Assisted consumer and business clients with account openings, auto loan applications, credit products, wire transfers, and account servicing. Reviewed client needs and financial information to identify appropriate banking and lending solutions. Resolved fraud-related and account-service issues while maintaining a professional, compliant client experience. Collaborated with mortgage lending, financial advisory, and other banking professionals to support client needs. Consistently exceeded sales and service goals while maintaining accuracy and compliance.

Client Service Representative

Bank of America
Austin, TX
12.2016 - 08.2019

Processed banking transactions for customers while following bank policies and regulatory guidelines. Assisted clients with inquiries about banking products and account services. Identified and reported suspicious activities while maintaining accurate records and protecting confidential information.

Education

Criminal Justice

Sam Houston State University
Huntsville, TX

Skills

    Consumer Loan Processing
    Loan Documentation Review
    Income Verification & Analysis
    Loan File Quality Control
    Document Validation
    Regulatory Compliance
    Account Servicing
    Financial Research
    Data & File Review
    Customer Service
    Fraud Detection & Prevention
    Complaint Resolution
    Microsoft Excel
    Salesforce
    Cross-Functional Collaboration

Timeline

Bus Operator

Keolis Transit
08.2024 - 02.2026

Loan Operations Representative

Bank of America
12.2021 - 05.2024

Loan Processor

Bank of America
12.2020 - 12.2021

Relationship Banker

Bank of America
08.2019 - 12.2020

Client Service Representative

Bank of America
12.2016 - 08.2019

Criminal Justice

Sam Houston State University