Jake Arthus
Lubbock,TX
Summary
Driven Credit Analyst with proven expertise in risk assessment and financial statement analysis honed at PlainsCapital Bank. Excelled in enhancing credit review efficiency and compliance, leveraging strong analytical and communication skills. Demonstrated commitment to professional growth and excellence in credit analysis through continuous learning and impactful contributions to loan portfolio management.
Overview
3
3
years of professional experience
Work History
Credit Analyst
PlainsCapital Bank
06.2022 - Current
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Enhanced credit risk assessment by conducting thorough financial statement analysis and cash flow projections.
- Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
- Attended two meetings per month for two years involving loan officer training.
- Closed on a commercial construction loan i/a/o $400,000.
Credit Analyst Intern
PlainsCapital Bank
05.2021 - 06.2022
- Developed strong analytical skills by working closely with experienced professionals, learning various techniques for assessing creditworthiness effectively.
- Continuously expanded personal knowledge and expertise in credit analysis through self-directed learning, seeking feedback from senior analysts, and participating in relevant training programs.
- Enhanced the efficiency of the credit review process through diligent monitoring and evaluation of clients'' financial performance.
- Assisted senior analysts in developing credit risk assessments for loan portfolio management.
Education
BBA - Finance
Texas Tech University
Lubbock, TX05.2022
Skills
- Risk Assessment
- Credit analysis
- Verbal and written communication
- Financial statements expertise
- Cash Flow analysis
Timeline
Credit Analyst
PlainsCapital Bank
06.2022 - Current
Credit Analyst Intern
PlainsCapital Bank
05.2021 - 06.2022
BBA - Finance
Texas Tech University