James Boogaerts
Melbourne,FL
Summary
Accomplished Senior Fraud and Internal Threat Investigator with a strong background in financial crimes and insider threat investigations. Recognized for leading high-profile inquiries and collaborating with law enforcement to mitigate risks. Expertise in regulatory compliance, including SAR preparation, and skilled in high-stakes interviewing and mentorship.
Overview
27
27
years of professional experience
Work History
Senior Fraud Investigator
BankUnited, N.A.
Melbourne, USA
12.2025 - 07.2026
- Directed comprehensive investigations into financial crimes to include but not limited to, cases involving Business Email Compromise (BEC) scams, check fraud, Breach of Warranty claims, account takeovers, wire, ACH, Zelle, and debit card fraud.
- Conducted analytical reviews of financial transactions to support recovery efforts and SAR preparation.
- Collaborated effectively with internal teams and external agencies to reduce financial losses.
- Provide support and guidance to customer victims and various lines of
business on the appropriate course of action in regard to fraud-related
crimes, schemes, and industry trends.
Senior Insider Internal Threat Investigator
TD Bank, N.A.
Melbourne, USA
04.2018 - 12.2025
- Led complex internal investigations into employee fraud, account takeovers, identity theft, money laundering, insider threats, and code of conduct violations.
- Conducted sensitive employee interviews, ensuring regulatory compliance and timely filing of SARs to support ongoing investigations.
- Collaborated with law enforcement to provide evidence supporting criminal cases.
- Established external relationships with other financial industry
professionals, and other contacts involved in fraud investigations, detection, and prevention. - Mentored team members to enhance investigative skills and knowledge sharing.
State Law Enforcement Officer
Florida Fish and Wildlife Conservation Commission
Tampa, USA
08.2014 - 04.2018
- Executed enforcement of wildlife protection laws across Florida governing hunting, trapping, and fishing activities.
- Conducted inquiries into poaching and illegal fishing to maintain compliance with state regulations.
- Executed thorough investigations into accidents, preparing legal documents and affidavits for courtroom presentation.
- Coordinated with local agencies to regarding conservation strategies and boost public engagement in wildlife protection initiatives.
Background Investigator (OPM Contract)
KeyPoint Government Solutions
Tampa, USA
08.2013 - 08.2014
- Conducted thorough background investigations for government security clearance applications.
- Performed subject interviews, producing detailed federal investigative reports.
- Contacted references via phone and in person, validating information to support security clearance decisions.
- Reviewed relevant records, gathering factual information to assess eligibility for security clearance.
- Analyzed records and documents to verify accuracy and establish credibility.
Federal Agent / Air Marshal
Department of Homeland Security
Baltimore, USA
08.2006 - 07.2013
- Protected U.S. aviation sector through threat detection and risk assessments that identified and mitigated potential security vulnerabilities.
- Collaborated with state and federal agencies to enhance intelligence sharing, improving response coordination and situational awareness.
- Briefed leadership on mission-critical national security issues to facilitate informed decision-making.
- Mentored junior team members, enhancing skills and productivity within the team.
Detective / Deputy Sheriff
Orange County Sheriff's Office
Orlando, USA
05.1999 - 08.2006
- Led thorough investigations into criminal and financial crimes.
- Lead detective responsible for the interrogation/interviews of suspects,
witnesses, and victims of sensitive and complex fraudulent crimes. - Courtroom, jury, and deposition testimony experience.
- Produced detailed reports that documented case developments and supported legal documentation for court submissions.
- Field Training Officer for newly hired law enforcement officers.
Education
Associate Degree - Criminal Justice
Eastern Florida State College
Cocoa, FLSkills
- Internal threat investigations
- Financial crimes expertise
- Bank Secrecy Act (BSA) &
Regulatory Compliance - Anti Money Laundering transaction monitoring
- Risk Management
- Law Enforcement Collaboration
- Fraud Detection Techniques
- Strategic Partnerships
- Team Leadership
- SAR filing
Timeline
Senior Fraud Investigator
BankUnited, N.A.
12.2025 - 07.2026
Senior Insider Internal Threat Investigator
TD Bank, N.A.
04.2018 - 12.2025
State Law Enforcement Officer
Florida Fish and Wildlife Conservation Commission
08.2014 - 04.2018
Background Investigator (OPM Contract)
KeyPoint Government Solutions
08.2013 - 08.2014
Federal Agent / Air Marshal
Department of Homeland Security
08.2006 - 07.2013
Detective / Deputy Sheriff
Orange County Sheriff's Office
05.1999 - 08.2006
Associate Degree - Criminal Justice
Eastern Florida State College