James Jarvis
Credit Analyst
Wanamingo,MN
Summary
Focused on mitigating company risks while meeting profit goals by making strategic decisions based on sound criteria as a skilled Underwriter. Successful in leading underwriting teams and training other employees to handle high workload with impeccable accuracy. Proven expertise in identifying unacceptable risk and preventing fraud.
Overview
14
14
years of professional experience
5
5
years of post-secondary education
Work History
Credit Analysis Underwriter
US Bank
Saint Louis Park, MN
08.2013 - Current
- Studied applicant profiles and credit histories while identifying loan approval contingencies to deliver efficient pricing initiatives.
- Reviewed financial statements, credit histories, income reports and other information to make accurate determinations about loan decisions.
- Analyzed applicant profiles and credit histories while reviewing loan approval contingencies to execute accurate and speedy pricing initiatives
- Elevated customer satisfaction ratings by managing issues for speedy resolution.
- Approved, declined or counter-offered loans up to $500,000
- Training employees on our ACAPS Platform, Attend Weekly Procedures Meetings and Team Meetings.
Consumer Loan Underwriter II
Wells Fargo Home Mortgage
Minneapolis, MN
10.2010 - 08.2013
- Mitigated regulatory risks by ensuring all closing loans adhered to HMDA compliance and government guidelines.
- Reduced regulatory risks by assessing closing loans for compliance with HMDA and government requirements.
- Assisted loan officers and processors to complete loan applications on time.
Assistant Branch Manager
TCF National Bank
Lakeville, MN
12.2007 - 10.2010
- Managed branch size of team of 15 full and part-time employees.
- Developed and managed employee schedules, balancing individual requests and requirements with business needs.
- Forecasted trends and recommended improvements based on financial risk analyses.
- Collaborated with tellers, universal bankers and personal bankers to exceed sales goals.
Education
Bachelor of Science - Business Administration
Crown College
Saint Bonifacius, MN 08.2004 - 05.2008
Master of Arts - Organizational Leadership
Crown College
Saint Bonifacius, MN 09.2013 - 05.2015
Skills
Financial and operational reporting
undefinedTimeline
Master of Arts - Organizational Leadership
Crown College
09.2013 - 05.2015
Credit Analysis Underwriter
US Bank
08.2013 - Current
Consumer Loan Underwriter II
Wells Fargo Home Mortgage
10.2010 - 08.2013
Assistant Branch Manager
TCF National Bank
12.2007 - 10.2010
Bachelor of Science - Business Administration
Crown College
08.2004 - 05.2008
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