Summary
Overview
Work History
Education
Skills
Certification
Timeline
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JAMES RYAN SCOTT

Parrish,FL

Summary

Detail-oriented and independent Insurance Claims Adjuster with 5 years of experience managing a diverse range of claims with precision and professionalism. Proven expertise in property inspections, accurate repair cost estimation, settlement negotiations, and thorough investigations ensures comprehensive claim resolutions. Proficient in Xactimate and various claims management software while consistently upholding compliance with company protocols and regulatory standards. Committed to delivering exceptional customer service and fostering strong client relationships through clear communication and timely follow-up.

Overview

5
5
years of professional experience
1
1
Certification

Work History

Independent Adjuster

Colonial Claims Services
01.2024 - Current
  • Conduct field inspections for both CAT deployments and daily claims
  • Deliver exceptional customer service to build strong client-policyholder relationships
  • Gather evidence, and evaluate property damage to determine claim validity for various insurance carriers on a contract basis.
  • Collaborate with policyholders, contractors, PA's, and attorneys to schedule and collect information in order to resolve claims quickly and efficiently.
  • Prepare detailed reports and recommendations, maintaining a high level of accuracy and professionalism.
  • Utilize Xactimate to create precise estimates, adhering to carrier guidelines and industry standards.

CAT Hail deployment

Daily claims- wind, hail, interior water, faulty craftsmanship (subrogation)


Independent Adjuster

Mid America Catastrophe, RYZE Claim Solutions
01.2024 - 01.2025
  • Conduct field inspections for both CAT deployments and daily claims
  • Deliver exceptional customer service to build strong client-policyholder relationships
  • Gather evidence, and evaluate property damage to determine claim validity for various insurance carriers on a contract basis.
  • Collaborate with policyholders, contractors, PA's, and attorneys to schedule and collect information in order to resolve claims quickly and efficiently.
  • Prepare detailed reports and recommendations, maintaining a high level of accuracy and professionalism.
  • Utilize Xactimate to create precise estimates, adhering to carrier guidelines and industry standards.

CAT Hurricane Helene deployment (Commercial & Residential Claims)

Daily claims- hail, wind, interior water, faulty craftsmanship (subrogation), vandalism, foreclosure

Independent Adjuster

Sirocco Claims Solutions
01.2023 - 01.2024
  • Conducted thorough claim investigations, including evidence collection and damage assessments, to validate claims.
  • Generated precise estimates using Xactimate, ensuring alignment with company protocols and client expectations.
  • Delivered high-quality customer service, maintaining clear communication with clients throughout the claims process.
  • Documented findings with detailed reports and annotated photos to support claim evaluations.

Daily claims- wind, hail, interior water, faulty craftsmanship (subrogation)

Independent Adjuster

Heritage Property & Causality Insurance
01.2021 - 01.2023
  • Prompt and courteous servicing of property claims, including insured and agency contact and follow through.
  • Collaborated with policyholders, contractors, PA's, and attorneys and vendors to negotiate settlements and resolve claims efficiently.
  • Verified coverage applicability by analyzing insurance policies and endorsements, determining appropriate compensation.
  • Create accurate estimates using Xactimate
  • Ensured proper file documentation in compliance with regulatory requirements and company guidelines.

CAT Hurricane Ian deployment

Daily Claims- wind, hail, tornado/ water spout, interior water, faulty craftsmanship (subrogation), mildew/mold


Education

Texas Pre-license 40-Hour Training - Classroom & Exam

MOCAT
Nixa, MO
2024

Adjuster Training Program 40-Hour - Classroom

MOCAT
Nixa, MO
2024

Professional Scoping & Xactimate 40-Hour - Classroom Training

MOCAT
Nixa, MO
2024

Florida 620 All-Lines License Training -

Central Insurance School
Clearwater, FL
01-2021

High School Diploma -

David H Hickman High School
Columbia, MO
01-2015

Skills

  • Exceptional customer service skills with the ability quickly to build rapport with policyholders

  • Claims Adjustment: Comprehensive training and continuing education in policy analysis, coverage determination, and claim validation

  • Xactimate Proficiency: Skilled in scoping, photo annotation, sketching (interiors, exteriors, roofs, staircases, multi-story), and line-item entry

  • Property Inspections: Expertise in identifying damage, determining repair vs replace, and providing accurate measurements

  • Construction Knowledge: Extensive experience in residential and commercial construction and remodeling

  • Technical Skills: Proficient in Xactimate, Microsoft Office, and claims management software (7 years)

Certification

  • Florida All-Lines License: W773304
  • Active State Licenses: AL, FL, GA, KY, NC, SC, TX
  • Xactimate Level 1 Certification
  • State Farm Property and Estimating Certification
  • MOCAT Certification
  • TWIA & TFPA Certification: Valid 01/2025 – 01/2026
  • LCPIC Certification: Valid 09/2024 – 09/2026
  • OSHA 10 Certification: Issued 05/2019
  • NFIP Registered Residential (Dwelling): FCN #0070012607, Valid Through 06/30/2026

Timeline

Independent Adjuster

Colonial Claims Services
01.2024 - Current

Independent Adjuster

Mid America Catastrophe, RYZE Claim Solutions
01.2024 - 01.2025

Independent Adjuster

Sirocco Claims Solutions
01.2023 - 01.2024

Independent Adjuster

Heritage Property & Causality Insurance
01.2021 - 01.2023

Texas Pre-license 40-Hour Training - Classroom & Exam

MOCAT

Adjuster Training Program 40-Hour - Classroom

MOCAT

Professional Scoping & Xactimate 40-Hour - Classroom Training

MOCAT

Florida 620 All-Lines License Training -

Central Insurance School

High School Diploma -

David H Hickman High School