Credit Officer
Opportunity International Savings And Loan
Accra, Ghana
03.2007 - 12.2009
- Followed banking requirements and government lending regulations.
- Collected and checked borrower income, credit history and employment information.
- Recommended approval or disapproval of different loan types based on established criteria.
- Assessed property appraisals, title histories and insurance information.
- Reviewed accounts for signs of fraud and non-payment issues.
- Conducted investigations and in-depth evaluations of customers for creditworthiness and potential risk factors.
- Managed all reporting, documentation and recordkeeping requirements for department.