Jane Calcina-Clinton

• Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
• Set up and completed loan submission packages.
• Handled any conditions sent from underwriting departments.
• Prepared file for final clear-to-close by branch management.
• Communicated with originator and applicant concerning progress of loan file.
• Analyzed borrower credit reports and income statements to verify accuracy.
• Developed comprehensive understanding of loan processing regulations and laws to be fully compliant.
• Readied Truth-in-Lending Disclosures for loan applicants, delivering important information about loan APR and repayment terms.
• Received on-going, comprehensive training on home loan products and mortgage process.
• Upheld complete confidentiality of all submitted information according to release guidelines.
• Reviewed financial statements and contacted institutions and customers to clarify details.

• Reviewed financial statements and contacted institutions and customers to clarify details.
• Handled any conditions sent from underwriting departments.
• Set up and completed loan submission packages.
• Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
• Upheld complete confidentiality of all submitted information according to release guidelines.
• Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
• Communicated with originator and applicant concerning progress of loan file.
• Received on-going, comprehensive training on home loan products and mortgage process.
• Prepared file for final clear-to-close by branch management.
• Analyzed borrower credit reports and income statements to verify accuracy.

***SAME DUTIES***

I started at Peoples Bank with a Branch located in Cincinnati OH. Branch Manager Craig Brengleman and owner Tommy Annunziata . We left People's Bank when the residential Mortgage division closed and moved branch to First Home Bank until Our team found a home at Bayshore Mortgage Lending. I have been processing for this same team 8+ years.

• Created production schedules to effectively fulfill production plans and meet process goals.
• Evaluated and assessed employee performance to meet production and data targets.
• Successfully managed staff, providing assistance and answering questions.
• Implemented workflow processes
• Adhered to all applicable compliance and regulatory requirements.
• Promoted safe working practices to maintain compliance with established policies and procedures.
• Responded rapidly to market shifts to make changes to corporate processes.