Results-driver and analytical District Underwriter proficient in report preparation and data compilation capabilities. Committed to reducing company risk while driving revenue through effective solutions, strategies, and pricing. Strongly skilled in risk and data analysis, risk mitigation, and reporting. Thrive in Property and Casualty underwriting.
Overview
3
3
years of professional experience
Work History
Personal Lines District Underwriter
American Family Insurance
Phoenix, Arizona
09.2023 - Current
Analyzed credit reports, motor vehicle records, loss history, and other pertinent information to assess customer's eligibility for coverage.
Conducted field inspections or surveys when necessary to obtain additional data related to risk assessment.
Evaluating the potential risks that may threaten my book of agency business’ profitability.
Conducted risk assessments and recommended mitigations or pricing accordingly to reduce loss exposure.
Implemented new strategies to maintain loss ratios accounts at acceptable levels.
Provided agents support with expertise on new business products and business questions.
Monitored book of agency business and developing solutions to maximize profitability.
Created and updated quarterly reports to analyze data and forecast trends to make informed decisions.
Commercial Lines Underwriter
LIBERTY MUTUAL INSURANCE COMPANY
Phoenix, Arizona
06.2022 - 08.2023
Underwrote renewals & new accounts by reviewing company financial condition, premium history, and claims history to determine action.
Assessed the financial stability of potential customers through analysis of loss history, credit reports, financial statements.
Conducted loss reports to evaluate level of acceptability of risk and mitigate loss exposures.
Developed rates, and adhered to underwriting standards to drive risk selection and profitability.
Managed and serviced profitable book of business & maintained agency relationships.
Advised and educated agents on policy guidelines and ratings.
Assistant Underwriter
Liberty Mutual
Tucson, AZ
01.2022 - 06.2023
Worked with colleagues to review, accept or deny new and renewal business.
Conducted comprehensive analysis and evaluated risk to control underwriting loss.
Determined level of acceptable risk by reviewing applications for coverage and loss control reports.
Decreased value of substandard risk policy and specified endorsements.
Entered and maintained risk information in various information systems.
Solicited and evaluated insurance applications to approve or decline risks based on company guidelines.
Digital Marketing & Programming Assistant
University of Arizona
03.2021 - 07.2021
Coordinated and assisted in-house digital marketing team in executing creative development, brand consistency and media campaign strategies
Negotiated and improved advertising initiatives by executing social media and digital marketing campaigns
Posted and monitored content on social media channels regularly
Designed and maintained company website by planning and offering new advertising strategies.
Education
Bachelor of Science - Economics and Agribusiness Management
UNIVERSITY OF ARIZONA
Tucson, AZ
Skills
Property and Casualty Underwriting
Risk Analysis and Mitigation
Financial Reports Proficiency
Agency Relationship Management
Loss Control
Time Management
Problem-Solving
Decision Making
Statistical and Mathematical
Solutions & Detail Oriented
Critical Thinking
Interpersonal Communication Skills
Timeline
Personal Lines District Underwriter
American Family Insurance
09.2023 - Current
Commercial Lines Underwriter
LIBERTY MUTUAL INSURANCE COMPANY
06.2022 - 08.2023
Assistant Underwriter
Liberty Mutual
01.2022 - 06.2023
Digital Marketing & Programming Assistant
University of Arizona
03.2021 - 07.2021
Bachelor of Science - Economics and Agribusiness Management