Jane Harford
Laurel,MD
Summary
Customer-focused professional with expertise in risk evaluation, credit analysis, and loan origination, dedicated to enhancing client satisfaction and ensuring correct loan transactions.
Overview
14
14
years of professional experience
Work History
Consumer Loan Officer
Lendmark Financial Inc
Catonsville, MD
10.2025 - 03.2026
- Assisted clients in understanding loan options and requirements.
- Processed loan applications, ensuring compliance with company policies.
- Evaluated credit reports to assess borrower eligibility for loans.
- Conducted client interviews to gather necessary financial information.
Mortgage Underwriter
Navy Federal Credit Union
Vienna, VA
06.2020 - 07.2025
- Evaluated mortgage applications for compliance with credit policies and regulatory requirements.
- Analyzed borrower financial documents to determine risk factors and lending eligibility.
- Collaborated with loan officers to clarify applicant details and expedite underwriting decisions.
- Reviewed appraisals and property valuations to ensure accurate risk assessment.
Loss Mitigation Underwriter
Truist
Westminster, MD
10.2011 - 04.2018
- Evaluated borrower financial documents to assess risk and determine eligibility for loan modifications.
- Collaborated with internal teams to develop tailored loss mitigation strategies for clients in distress.
- Reviewed and analyzed property valuations to ensure accurate underwriting decisions aligned with company policies.
- Led training sessions for junior underwriters on best practices and compliance standards in loss mitigation.
Education
Bachelor of Science - Journalism
UMGC
College Park05.2001
Skills
- Risk evaluation
- Documentation review
- Credit analysis
- Loan origination
- Portfolio management
- Credit scoring
- Underwriting
- Financial assessment
- Debt management
- Customer service-focused
- Team player
- Relationship building and management
- Banking
- Client relations
- Document analysis
- Risk management assessments
- Financial counseling
- Financial services
- Mortgage lending
- Database management
- Practiced at FHA loan process
- Safe act of 2008 certification
Timeline
Consumer Loan Officer
Lendmark Financial Inc
10.2025 - 03.2026
Mortgage Underwriter
Navy Federal Credit Union
06.2020 - 07.2025
Loss Mitigation Underwriter
Truist
10.2011 - 04.2018
Bachelor of Science - Journalism
UMGC