Janet Christenberry
Braselton,GA
Summary
Experienced Commercial Lines Property & Casualty Underwriter with deep expertise in casualty underwriting, surplus lines, and carrier guidelines. Skilled in risk assessment, coverage evaluation, and broker relations.
Overview
1
1
Certification
22
22
years of professional experience
Work History
Commercial Lines Property & Casualty Underwriter
XPT Specialty Insurance
Atlanta, Georgia
07.2026 - Current
- Assessed property and casualty submissions against XPT Specialty Insurance underwriting guidelines and strengthened risk assessment accuracy.
- Interpreted loss runs and risk details to guide new account reviews and support sound underwriting decisions.
- Developed quote recommendations for specialty casualty risks based on submission review and exposure analysis.
- Maintained accurate policy data in underwriting systems to support efficient underwriting operations.
Insurance Underwriter Property & Casualty
Jencap Insurance Services Inc
Atlanta, Georgia
07.2004 - 07.2025
- Reviewed customer applications to determine insurance coverage eligibility.
- Checked policy applications against underwriting guidelines and carrier requirements.
- Reviewed loss runs, financial statements, and exposure details for risk selection.
- Looked at prior claims data to spot trends or patterns tied to higher policy risk.
- Shared quote terms with brokers and agency partners.
- Matched coverage options with carrier authority and market placement needs.
- Prepared renewal reviews and updated underwriting files.
- Recorded underwriting decisions in Jencap service systems and records.
- Suggested policy terms and conditions based on risk assessment findings.
- Reviewed prior claims data to identify risk trends and improve underwriting accuracy.
- Followed applicable laws, regulations, and guidelines related to insurance underwriting activities.
- Negotiated policy terms and conditions with customers.
- Built relationships with brokers, agents, and external partners who may refer potential customers.
- Reviewed commercial submissions for Jencap Insurance Services surplus lines appetite.
- Participated in meetings to discuss strategic initiatives with senior management on strategic initiatives to improve product offerings or grow market share.
Skills
- Casualty underwriting
- Commercial and surplus lines
- Underwriting and carrier guidelines
- Risk assessment and management
- Coverage evaluation
- Quoting and pricing policies
- Broker and agent relations
- Data analysis and market research
- Decision making
- Negotiation skills
- Decision making
- Negotiation skills
Certification
- Georgia P&C Insurance License
- Alabama P&C Insurance License
- CRIS Designation
Timeline
Commercial Lines Property & Casualty Underwriter
XPT Specialty Insurance
07.2026 - Current
Insurance Underwriter Property & Casualty
Jencap Insurance Services Inc
07.2004 - 07.2025