Janita Williams
Tamarac,FL
Summary
Dynamic professional with extensive experience in risk assessment and credit evaluation at Brightstar Credit Union. Proven track record in generating over $1 million in loans within a month and leading teams to ensure regulatory compliance. Exceptional customer service and financial management skills drive successful loan portfolios and foster strong partnerships.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Underwriter
Brightstar Credit Union
Cooper City, FL
02.2020 - Current
- Reviewed and evaluated loan applications to assess creditworthiness, risk and eligibility for approval.
- Utilized underwriter authority to correspond with corporate risk appetite and strategy.
- Communicated effectively with lenders, brokers and other external partners involved in transactions.
Consumer Lending Manager
University Credit Union
Miami, FL
02.2019 - 02.2020
- Developed, maintained and monitored loan portfolios to ensure compliance with lending policies.
- Managed a team of loan officers responsible for originating, underwriting and processing new loans.
- Conducted employee one-on-one meetings to evaluate performance, resolve issues and provide job coaching.
Branch Manager
University Credit Union
Miami, FL
07.2012 - 02.2019
- Generated more than $1,000,000 in loans in one month; the first time in the company’s 72 years of existence.
- Maintained a consistent loan volume of close to half a million dollars in loans each month.
- I developed an excellent rapport with dealerships. Added two new dealerships to the Direct Dealership Program, increasing loan revenue.
- Created reports summarizing operational performance metrics for senior management review.
Education
Bachelor of Arts - Sociology
University of Florida
Gainesville, FL05-2012
Skills
- Risk assessment and analysis
- Credit evaluation
- Loan underwriting
- Regulatory compliance
- Financial management
- Portfolio oversight
- Customer service
- Time management
Certification
- NMLS
Timeline
Underwriter
Brightstar Credit Union
02.2020 - Current
Consumer Lending Manager
University Credit Union
02.2019 - 02.2020
Branch Manager
University Credit Union
07.2012 - 02.2019
Bachelor of Arts - Sociology
University of Florida
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