Skills
Summary
Work History
Education
Certification
Idiomas
Generic

Javier Torres Molina

Oviedo,USA

Skills

    Reliable, Confident, Integrity, Honesty

Summary

Our main goal is to be able to serve those who truly need it.

Work History

Business Owner - Landscaping

El Sembrador Landscaping
05.2020 - Current
  • Managed scheduling and allocation of resources to meet project deadlines and client expectations
  • Implemented safety protocols and trained team members on proper handling of equipment and materials, resulting in zero workplace accidents
  • Collaborated with clients to understand their specific needs and preferences, providing personalized recommendations for landscape design
  • Managed budgeting process for landscaping projects, optimizing resource allocation while maintaining profitability
  • Collaborated with suppliers to source high-quality plants, soil, mulch, and other materials at competitive prices
  • Created detailed cost estimates for potential landscaping projects based on site assessments and client requirements
  • Maintained accurate records of project progress including labor hours worked, materials used, expenses incurred, etc
  • Developed strong relationships with vendors, suppliers, and contractors, negotiating favorable pricing terms that resulted in cost savings of annually
  • Founded and operated a successful business for years, overseeing all aspects of operations
  • Developed and implemented strategic business plans to drive growth and increase profitability
  • Oversaw budgeting and financial management, ensuring the company's financial health

Licensed Insurance Agent

Globe Life Family Heritage
08.2023 - 01.2024
  • Built and maintained a strong client base of customers, resulting in repeat business and referrals
  • Developed comprehensive knowledge of various life insurance products to effectively educate clients on coverage options and benefits
  • Utilized consultative selling techniques to identify customer needs and recommend appropriate life insurance solutions
  • Implemented a proactive follow-up system to nurture leads and convert prospects into satisfied policyholders
  • Attended industry conferences and seminars to stay updated on market trends, product innovations, and competitor offerings
  • Negotiated favorable terms for clients by leveraging knowledge of insurance policies, pricing structures, and discounts available
  • Maintained accurate records of all interactions with clients using CRM software for efficient tracking and future reference
  • Provided exceptional customer service throughout the entire sales process, addressing inquiries promptly and resolving issues effectively
  • Participated in regular training sessions to enhance product knowledge, sales skills, and understanding of industry regulations
  • Analyzed market data including demographics, economic indicators, competition analysis etc. To identify potential areas for growth
  • Presented complex information regarding different types of life insurance policies clearly & concisely
  • Advised clients on the best life insurance policies based on their individual needs and financial goals
  • Conducted regular follow-ups with existing clients to review their coverage, address concerns, and identify upselling opportunities

Mortgage Loan Officer

Scotiabank
09.2006 - 02.2011
  • Generated leads and cultivated relationships with potential borrowers to drive new business
  • Analyzed financial information, credit reports, and loan applications to determine borrower eligibility
  • Advised clients on various mortgage options and helped them choose the most suitable loan program for their needs
  • Collaborated with underwriters, processors, and other stakeholders to gather necessary documentation and resolve any issues that arose during the loan process
  • Maintained up-to-date knowledge of industry regulations, guidelines, and lending programs
  • Built a strong referral network by establishing connections with real estate agents, builders, attorneys, and other professionals in the housing industry
  • Negotiated terms and conditions of loans with borrowers while adhering to company policies and regulatory requirements
  • Achieved increase in loan volume year-over-year through effective marketing strategies such as networking events, social media campaigns, and targeted advertising
  • Provided exceptional customer service by promptly responding to inquiries, addressing concerns or complaints professionally

Education

Bachelors - Business administration

Inter American University of Puerto Rico
08.2000

Certification

Insurance Agent License 215 Health & Annuities December 2023 - December 2028

Idiomas

English - Intermediate
Spanish - Fluent
Javier Torres Molina