Jay Gandhi
Martinez,CA
Summary
Dynamic risk management professional with extensive experience at Upstart, excelling in enterprise risk analysis and governance. Proven track record in enhancing operational resilience and implementing effective risk assessment methodologies. Adept at fostering cross-functional collaboration and driving strategic initiatives, ensuring robust risk appetite frameworks and compliance with industry standards.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Manager of Enterprise Risk Management
Upstart
San Mateo, CA
04.2022 - Current
- Supported implementation and management of enterprise risk management program objectives and requirements.
- Oversaw development of policies, procedures, key performance indicators, and technology enhancements.
- Executed enterprise-wide risk assessments, including comprehensive reporting and risk analytics.
- Established risk tolerance levels by participating in sessions and creating metric monitoring deliverables.
- Escalated and addressed risk events involving breaches of appetite tolerance with relevant assessments.
- Assisted in customization and deployment of risk management tools, including GRC software.
- Enabled timely reporting of risks and incidents while presenting findings to senior management.
- Developed annual Enterprise Risk Assessment to identify and prioritize top organizational risks.
Enterprise Risk Testing Manager
Upgrade, Inc.
San Francisco, CA
07.2021 - 04.2022
- Established enterprise-wide risk testing methodology, defining objectives, scope, and sampling approaches.
- Supported Enterprise Risk program by identifying internal process issues and recommending corrective actions.
- Tracked and reported testing findings and action plans to Enterprise Risk Committee accurately.
- Collaborated with business unit owners to secure external auditors for System and Organizational (SOC) type 1 audit.
VP, Operational Risk Manager
Bank of the West
San Francisco, CA
02.2020 - 07.2021
- Enhanced Risk Control Self-Assessment methodology for 25 units, enabling stakeholders to rank top risks.
- Executed risk identification training for over 1,000 employees, fostering proactive risk management.
- Aligned with parent Bank's methodologies, ensuring consistency in RCSA and KRI strategies.
- Introduced risk quantification for 15 banking units to evaluate worst-case scenario impacts.
- Led pilot initiative on Operational Resilience, assessing risks across two critical units.
- Collaborated with teams to assess potential risks in over 15 new products for mitigation.
- Managed vendor lifecycle processes, reducing third-party risk by 30% through improved risk-tiering.
- Implemented automation in vendor/third-party monitoring, enhancing efficiency and accuracy.
AVP, Senior Operational Risk Analyst
Bank of the West
San Francisco, CA
09.2015 - 02.2020
- Recognized as subject matter expert in operational risk for Commercial Lending and Capital Markets broker-dealership.
- Managed operational risk activities, enhancing product development and vendor onboarding processes.
- Collaborated with compliance officers to improve risk management and execution efficiencies.
- Directed two risk analysts in implementing operational risk methodologies within
Associate Risk Officer
BBVA
New York, NY
10.2013 - 09.2015
- Accounted for executing risk management activities, including leading the identification of risk issues and solutions to mitigate those issues.
- Coordinated the performance of risk studies to analyze threats to BBVA assets and assess the adequacy of controls.
- Spearheaded the RCSA testing methodology to ensure CIB and Global Markets broker-dealer business-level controls were monitored.
- Leveraged in-depth data and optimized five (5) key risk indicators (KRI) to enhance the customer onboarding due diligence process.
Senior Consultant
MAJG Consulting Group
Chicago, IL
03.2012 - 10.2013
- Performed annual testing of controls to ensure proper recording of trades and valuation and spearhead internal control activities.
- Interfaced with clients in executing a risk-based analysis to determine redundancies and reduce testing thoroughly.
- Accomplished operational and financial internal audits, documented, and communicated observations and recommendations.
Senior Internal Controls Contractor
Follett Educational
Woodridge, IL
09.2011 - 02.2012
- Conducted Financial and IT SOX 404 design control test plans, evaluated any deficiencies, and identified practical remediation.
- Analyzed control exceptions and analyzed their effects on the service organization and users by performing SOC 2 reviews.
Internal Controls Analyst
CF Industries
Deerfield, IL
04.2007 - 11.2010
- Supported the creation of SOX compliance strategy (pre-IPO), ranging from interviewing process owners and updating documentation/procedures to performing a rationalization of key controls based on standard operating procedures.
Education
Bachelor of Science - Finance
Indiana University, Kelley School of Business
Bloomington, INSkills
- Risk analysis
- Enterprise risk management
- Risk assessment
- Governance risk compliance
- Business continuity management
- Key risk indicators
- Incident reporting
- Risk appetite
- Third-party risk
- Operational resilience
- Operational risk
Target Role
Director, Operational Risk Management & Third-Party Risk
Certification
- Certified Public Accountant
Timeline
Manager of Enterprise Risk Management
Upstart
04.2022 - Current
Enterprise Risk Testing Manager
Upgrade, Inc.
07.2021 - 04.2022
VP, Operational Risk Manager
Bank of the West
02.2020 - 07.2021
AVP, Senior Operational Risk Analyst
Bank of the West
09.2015 - 02.2020
Associate Risk Officer
BBVA
10.2013 - 09.2015
Senior Consultant
MAJG Consulting Group
03.2012 - 10.2013
Senior Internal Controls Contractor
Follett Educational
09.2011 - 02.2012
Internal Controls Analyst
CF Industries
04.2007 - 11.2010
Bachelor of Science - Finance
Indiana University, Kelley School of Business
Similar Profiles
Amber MurphyAmber Murphy
Product Support Specialist at UpstartProduct Support Specialist at Upstart
Sunil Kumar RaiSunil Kumar Rai
Software Engineer at UpstartSoftware Engineer at Upstart
Shonda McLeanShonda McLean
Senior Settlements Specialist at UpstartSenior Settlements Specialist at Upstart
Octavio LimonOctavio Limon
Substitute Teacher at Swing SubsSubstitute Teacher at Swing Subs
BJ SUPRAIBJ SUPRAI
Preferred Banking Manager at Western Alliance bankPreferred Banking Manager at Western Alliance bank