Open To Work
Jazmine Pierluissi
Jacksonville,FL
Work Preference
Summary
Senior Mortgage Loan Processor with 10+ years of experience managing full-cycle residential pipelines(FHA/VA/Conventional/USDA). Proven track record processing 35-50 loans monthly with 98% documentation accuracy and 100% deadline compliance. Expert in TRID regulations, Encompass LOS, and agency underwriting guidelines (FNMA/Freddie Mac). Skilled at stakeholder coordination, fraud detection, and resolving complex file issues to ensure seamless closings.
Overview
11
11
years of professional experience
Work History
Mortgage Loan Processor
Legacy Financial
06.2020 - Current
- Pipeline Management: Process 35-50 FHA/VA/Conventional/USDA loans monthly, supporting 100+ borrowers annually while maintaining 100% on-time closing rate
- Documentation & Compliance: Maintain 98% file accuracy through proactive condition clearing and quality control reviews; ensure strict adherence to TRID, RESPA, and TILA regulations
- Risk Assessment: Review credit reports, income documentation, W-2s, tax returns, and assets to evaluate borrower eligibility; identify red flags and potential fraud per agency guidelines
- Stakeholder Coordination: Serve as primary borrower contact throughout processing lifecycle; coordinate with loan officers, underwriters, title/escrow teams, appraisers, and insurance providers to resolve issues and prevent delays
- Systems Management: Track loan milestones and critical dates (rate locks, contingencies, closing schedules) using Encompass LOS and CRM platforms to optimize file turnaround
Financial & Credit Consultant
Credit Club
04.2011 - 06.2020
- Credit Analysis: Analyzed consumer and business credit reports to identify inaccuracies and develop FCRA-aligned dispute strategies, increasing client funding eligibility and reducing file turnaround by 15%
- Lender Preparation: Reviewed income and asset documentation to fortify lender submissions; advised clients on lender matching and financing strategies from application through approval
- Client Advisory: Guided 50+ clients annually through credit-building initiatives to strengthen loan approval outcomes and long-term financial health
Mortgage Loan Processor
Mortgage Line Financial Corp
10.2005 - 06.2011
- Full-Cycle Processing: Managed FHA/VA/Conventional/USDA residential applications from intake through closing in compliance with federal, state, and agency underwriting guidelines
- Verification & Clearing: Ordered and evaluated VOEs, tax transcripts, credit supplements, payoffs, and asset documentation; partnered with underwriters and title teams to clear conditions and meet closing deadlines
- Process Improvement: Optimized borrower communication and pipeline tracking systems to improve efficiency, satisfaction scores, and overall file turnaround times
Education
Bachelor of Science - Business Administration
Florida State College
05.2011
Skills
- FHA / VA / Conventional / USDA / Non-QM
- Pipeline Management / Condition Clearing / Closing Coordination
- Encompass LOS / DU-LP / Lending Pad / Calyx
- Credit Analysis / Income Verification / Asset Review / VOE
- TRID / RESPA / TILA / FCRA
- FNMA / Freddie Mac / FHA / VA / USDA
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
swipe to browse
Languages
English
Native or Bilingual
Spanish
Professional Working
Software
Encompass
Calyx
DU/LP
Timeline
Mortgage Loan Processor
Legacy Financial
06.2020 - Current
Financial & Credit Consultant
Credit Club
04.2011 - 06.2020
Mortgage Loan Processor
Mortgage Line Financial Corp
10.2005 - 06.2011
Bachelor of Science - Business Administration
Florida State College