J. David Walton

• Design and implement the Risk Identification and Assessment of Material and Non-Material Risks Program
• Support Level 1 Risk Type teams and Front-Line/Business Groups in the execution of the enterprise-wide risk identification and assessment process
• Manage department policies, procedures, methodologies, education/awareness, and training material
• Served as subject matter expert for development and implementation of corrective action plans where substantial unnecessary loss resulted regularly from current policy
• Applied subject matter expertise and industry knowledge to provide independent oversight to operational, compliance, and model risk management activities
• Influenced appropriate risk management prioritization on front lines to promote strategic objectives while meeting risk program expectations
• Engaged in complex data analytics, quality assurance and database management to quantify and substantiate observations and lend credence to proposed operational enhancements

• Manage the Risk Identification and Horizon Risk Processes for Truist
• Support the development, review, and creation of the Risk Identification Framework and Policy
• Partner with Chief Risk Officers, Business Unit Risk Managers and Executive Leadership to provide effective challenge to division risk inventories and the Corporate Risk Inventory
• Prepare Risk Identification presentations for Risk Committees and the Board of Directors approval

• Facilitate the Risk Appetite and Risk Identification processes for the Corporation, Core Business Lines, and Critical Service Areas
• Support the development, review, and creation of Risk Appetite Statements and supporting metrics
• Partner with Chief Risk Officers, Business Unit Risk Managers and Executive Management to provide effective challenge to risk profiles, metrics, thresholds, and action plans
• Prepare Risk Appetite Profiles for Risk Committees and the Board of Directors approval

• Develop operational risk policies and standards that effectively align with the Board of Directors and Risk Management Organization's Risk Appetite
• Manage a team of policy officers to support 65+ business units with the development, review, and corporate governance of 600+ Operational Risk policies and standards
• Support the development of a central repository to store all policies and standards for the enterprise
• Serve as the Operational Risk Executive with authority to approve policies and standards and present policies and standards to several internal risk committees for approval
• Monitor industry trends and other factors that have policy impact to ensure gaps are identified and resolved
• Developed Committee Governance Framework and other risk management frameworks
• Extensive presentation and interaction with regulators from the Federal Reserve, FDIC, and NC Commissioner of Banks

• Conducted Enterprise Risk Assessments for business units
• Enterprise Risk Assessment was the precursor to the Risk and Control Self-Assessment Program
• Identified potential areas for audit and partner with business units to remediate audit findings
• Identified and scored the qualitative and quantitative inherent and residual risks including Credit, Market, Liquidity, Operational, Compliance, Reputation, and Strategic
• Served as the Operational Risk Consultant for strategic product development to help assess, prevent, monitor, and detect known and emerging risks
• Created internal Enterprise Wide Risk Profile, Heat Maps, and Key Risk Indicators (KRI) to assist Executive Management in monitoring enterprise risk and set optimal risk appetite

Various roles in risk management and bank operations