Innovative and data-driven Product & Operations leader with a strong track record of optimizing customer retention, product engagement, and operational efficiencies. Adept at leading cross-functional teams, leveraging data analytics to drive decision-making, and implementing strategic initiatives that enhance user experience. Passionate about delivering high-impact solutions that align with business goals, drive customer lifetime value (LTV), and promote long-term financial wellness. Strong communicator with expertise in product strategy, process optimization, and business operations.