JEFFREY A KELLY

• Analyzed credit applications to assess risk and determine eligibility for commercial loans as a Vice President.
• Collaborated with underwriting teams to streamline approval processes and improve turnaround times.
• Prepared detailed financial reports to support lending decisions and provide insights on client creditworthiness.
• Conducted thorough reviews of financial statements, cash flow projections, and credit histories for accuracy.
• Liaised with clients to gather necessary documentation and clarify information related to loan applications.
• Assisted in developing risk assessment models to enhance predictive accuracy of potential defaults.
• Monitored industry trends and economic factors impacting credit risks for strategic decision-making.
• Trained junior analysts on best practices in credit evaluation and risk management techniques.
• Negotiated payment plans and loan terms with delinquent customers.

• Analyzed credit data and financial statements to assess risk levels for potential loans.
• Developed credit policies and procedures to streamline approval processes and enhance efficiency.
• Collaborated with cross-functional teams to identify trends impacting credit risk assessments.
• Presented findings and recommendations to senior management for strategic decision-making.
• Mentored junior analysts, fostering skill development in credit analysis techniques and tools.
• Supervised Collection Staff to assure effective collective of outstanding accounts receivable.
• Developed New Business by bring on new factored clients.

Same as functions mentioned above though in a more junior capacity with more emphasis on Collection of Accounts Receivable.